The Finance Algorithm
At a glance
Fixed
6.19% · 6.56% comparison
Upfront fee
$330
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
FixedP&I7 yrs fixed6.19%6.56%
§ 02 — Fees · 5
FeeTypeAmountWhenNotes
COLLECTION_FEECash advanceVariesAt cost fee
DEFAULT_NOTICESUpfront$55
PERSONAL_LOAN_FEEUpfront$250
PPSR_REGISTRATION_FEEUpfront$15
PPSR_VARIATION_FEEUpfront$10
§ 03 — Features
RedrawInstant paymentsPayIDDigital banking
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Available to individuals
  • · Minimum balance $1,000

Published by The Mac under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.