Summerland
Car Loan
Own the car, motorbike, caravan or motorhome you want sooner.
Personal loansBank updated 29 July 2026
At a glance
- Variable
- 7.24% · 7.89% comparison
- Loan size
- $5,000 to $100,000
- Upfront fee
- $350
- Monthly fee
- $10
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable$5,000 & above | P&I | — | — | 7.24% | 7.89% | — |
§ 02 — Fees · 7
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Contract Variation/Consent Fee | Event | $175 | — | — |
| QuickDebit Dishonour Fee | Event | $15 | — | — |
| Loan Administration Fee | Periodic | $5 | Every 1 mo | — |
| Loan Administration Fee | Periodic | $5 | Every 1 mo | — |
| Redraw Fee | Transaction | $25 | — | — |
| Guarantee Establishment Fee | Upfront | $175 | — | — |
| Loan Establishment Fee | Upfront | $175 | — | — |
§ 03 — Features
RedrawExtra repaymentsGuarantor optionInstant paymentsPayIDDigital banking
- · Save on paper, receive and view your statements online with eStatements.
§ 04 — Eligibility & limits
- · Minimum age 17
- · Residency: A Permanent Australian Resident including those working overseas.
- · Available to individuals
- · Amount $5,000 to $100,000
- · Lending criteria apply.
§ 05 — Compare
§ 06 — Run the numbers
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Published by Summerland Bank under the Consumer Data Right, last changed by them on 29 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.