UniBank
Car Loan
With our car loan you can buy the car of your dreams, whether it's a new or used car up to 10 years old.
Personal loansBank updated 13 July 2026
At a glance
- Variable
- 9.99% · 10.21% comparison
- Loan size
- $5,000 to $80,000
- Upfront fee
- $150
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableLoan term up to 6 years. Comparison rates quoted are based on $30,000 for a term of 5 years for Car Loans. Products quoted are unsecured except Car Loans over $50,000 are secured. WARNING: This compa… | P&I | — | — | 9.99% | 10.21% | — |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| APPLICATION_FEE | Upfront | $150 | — | This fee is applicable when the loan is funded. Personal Loan Application Fee Waiver |
§ 03 — Features
RedrawDigital banking
- · No ongoing fees
- · Choose weekly, fortnightly or monthly repayments
- · Make extra repayments
- · A competitive variable interest rate
- · Accessories like a car navigation system, alarm and your car insurance can be added to the loan
- · No fee for early repayment
- · Loan can be used to buy towable caravans, boats, motor cycles or classic cars
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individuals must be citizens or permanent residents of Australia.
- · Available to individuals
- · Amount $5,000 to $80,000
- · You must be a member. Membership is open to current or retired employees, graduates and post-graduates and current students of an Australian university or family members of members (i.e. shareholders…
- · All applications for credit are subject to responsible lending criteria. Fees and charges apply. You can find our Consumer Lending terms and conditions online or from any of our offices.
§ 06 — Run the numbers
Put this product through a calculator
Published by UniBank under the Consumer Data Right, last changed by them on 13 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.