The Finance Algorithm
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MyCard

Every product MyCard publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 7 Nov 2026.

  • Australian credit licence and AFS licence 230686, held by National Australia Bank Limited; credit licence since 1 January 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register

5 products in 1 category

All of them credit cards

MyCard's rates today

MyCard's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.

Where MyCard sits among every institution's best

MyCard 14.99%Everyone else, 51 in all

Ongoing purchase rate, not introductory offers. One dot per institution, at its lowest credit card purchase rate anyone can apply for; hover or tap a dot for its name.

RateMyCardBest anywhereTypical institution
Credit card purchase rateOngoing purchase rate, not introductory offers14.99%MyCard Clear7.49%Unity Bank's Low Rate Visa Credit Card12.49%of 51 institutions

Published by MyCard under the Consumer Data Right, last changed by them on 7 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.