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Unloan

Every product Unloan publishes under the Consumer Data Right, with its rates set beside every other bank's. It last changed one on 17 Oct 2026.

  • Australian credit licence and AFS licence 234945, held by Commonwealth Bank of Australia; credit licence since 1 March 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
No change yetUnloan hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.

1 product in 1 category

All of them home loans

Unloan's rates today

Unloan's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 7 November 2026. Only products anyone can apply for are counted.

Where Unloan sits among every institution's best

Unloan Prod 6.14%Everyone else, 104 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateUnloanBest anywhereTypical institution
Variable home loanOwner occupier, principal & interest, 80% LVR6.14%Unloan Home Loan5.93%SCCU's BROKER HOME LOAN6.38%of 104 institutions

Unloan home loan repayments

Repayments at Unloan's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.

Loan amount
$600,000
Loan term
30 yrs
The $600,000 you borrowInterest over 30 years
  1. VariableUnloan Home Loan
    6.14%6.05% comparison
    $3,651a month

    $714,535 in interest, $1,314,535 repaid in all

  2. Investor variableUnloan Home Loan
    6.29%6.20% comparison
    $3,710a month

    $735,574 in interest, $1,335,574 repaid in all

Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not Unloan's own calculator: confirm the rate with Unloan before you apply.

Unloan home loan rates

Compare across banks

1 product

Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 6.14%, with a comparison rate of 6.05%, on its Unloan Home Loan: 9th lowest of 104 lenders, level with 5 others.

Rate changes since 18 Sept 2026How every lender responded

Has Unloan passed on the RBA's November 2026 rate rise?

Unloan hasn't changed its published variable home loan rates since the RBA's 4 Nov 2026 rise.

  1. Sat 17 Oct

    • Unloan lifted 2 variable home loan rates by 0.25 percentage points.

      0.25

Published by Unloan under the Consumer Data Right, last changed by them on 17 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.