Qudos Bank
VISA Platinum Credit Card
Earn Qantas Points* on your everyday purchases and enjoy a host of other exceptional features with our Visa Platinum Credit Card.
Credit cardsBank updated 27 Feb 2026
At a glance
- Purchase rate
- 18.99%
- Cash advance
- 18.99%
- Interest-free days
- 25
- Annual fee
- $189
- Foreign transaction fee
- 3.00%
- Rewards
- Qantas Frequent Flyer
- Balance transfer
- 18.99%
§ 01 — Rates · 4
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Balance transfer | — | — | — | 18.99% | — | — |
| Cash advance | — | — | — | 18.99% | — | — |
| IntroductoryIntro rate applies to all transactions (including purchases, cash advances and balance transfers) for the first five months from the first date your account is approved and then reverts to the standa… | — | 5 mo intro | — | 4.99% | — | — |
| PurchaseStandard rate | — | — | — | 18.99% | — | — |
§ 02 — Fees · 10
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cash Advance Fee | Cash advance | $5 | — | For cash advances overseas, a foreign currency conversion fee is also payable. |
| Additional Card Holder Fee | Event | No fee | — | — |
| Copies of documents other than statements | Event | No fee | — | No charge applies for copies of documents such as loan or withdrawal forms. |
| Replacement Cards | Event | No fee | — | — |
| Statement Copies | Event | $5 | — | This fee is applied when a Member requests a copy of a statement on an account for a period more than 3 months before the request. There is no charge for copies of statements less than 3 months old.… |
| Late Payment Fee | Late payment | No fee | — | — |
| Annual Fee | Periodic | $189 | Every 1 yr | — |
| Emergency Overseas Visa Cash Advance | Replacement | $175 | — | Visa International can arrange for a cash advance to be issued if your card is lost, stolen or damaged whilst you are overseas. It should be noted that this fee can be avoided by obtaining cash from… |
| Emergency Overseas Visa Replacement Card | Replacement | $175 | — | Visa International can arrange for the issue of an emergency replacement card if your card is lost, stolen or damaged whilst you are overseas. Visa International bills this charge to your Qudos Bank… |
| International Transaction Fee (ITF) | Transaction | 3.00% of transaction | — | — |
§ 03 — Features
Digital banking25 interest-free daysApple Pay, Google Pay, FitBitQantas Frequent Flyer
- · Complimentary international travel insurance
- · Access to Visa Platinum Entertainment Offers
- · 24/7 worldwide Visa Premium Concierge Service
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Resident
- · Available to individuals
- · Amount $6,000 to $20,000
§ 06 — Run the numbers
Put this product through a calculator
Published by Qudos Bank under the Consumer Data Right, last changed by them on 27 Feb 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.