AMB Bank Product1 Year Fixed Rate Home Loan
A Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time. The 1 Year Fixed Rate Home Loan is also available for DHOAS eligible applicants
At a glance
- Fixed
- 1 yr 6.39%
- Max LVR
- 98%
- Features
- extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| 1-year fixed home loanOwner occupier, principal & interest, 80% LVR | 6.39% | 5.99%Northern Inland Credit Union Ltd.'s Value Home Loan - Fixed 12M | 6.59%of 82 institutions | 10th lowest of 82, level with 7 others |
Rates
The one rate AMB Bank Product publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Owner occupied, P&I | 1 yr fixed | ≤98% LVR | 6.39% | 7.14% | - |
Fees
17 fees published, grouped by when they're charged.
- When you take it out$450Processing fee
- While you hold itUp to $7502 fees, each listed below
- When you close it or pay it offNo fee published
When you take it out1
- Processing fee$450
While you hold it2
- Fixed Rate Lock fee$750 a month
- Paper statement fee (per statement)$2 every 3 months
When particular things happen14
- Property valuation fee
At cost. Minimum is $250.00
From $250 - Archive retrieval fee
Per hour fee applies plus any expenses incurred
From $50 - Arrears notice fee
2nd and subsequent reminders by letter or phone
$20 - Audit Certificate Fee
Per audit certificate requested
$50 - Consent fee
For 2nd or subsequent mortgages or lease registration
$250 - Copies of statements (over 12 months) at branch or posted
per page
$5 - Copies of statements (up to 12 months) at branch$2.50
- Copies of statements (up to 12 months) posted
per page
$1 - Default notice fee
Payable when a notice is issued regarding a default under the contract
$30 - Documentation re-issue fee
+ 3rd party costs
$100 - Fixed Rate Prepayment Cost
Payable if you repay your fixed rate loan in full before the fixed interest rate period expires; or make partial prepayments greater than $10,000 in any year of the fixed rate period. The prepayment…
From $1 - Mortgage discharge fee
+ 3rd party costs
$120 - RateSaver Switch fee
+ 3rd party costs- To switch to a RateSaver Loan
$100 - Switch/variation fee - home & investment loans
+ 3rd party costs-To switch or vary home loans (other than switching to RateSaver)
$100
Features
- Split Loan
Eligibility and limits
- Minimum age 18
- Residency: Individuals must be citizens or permanent residents of Australia.
- Employment: Applicants must be currently employed or receiving a regular income. Self employed clients should contact the Bank prior to applying
- Available to individuals
- Amount $150,000 to $5,000,000
- Maximum LVR 98%
- the minimum loan term for home loans is 8 years.
- Maximum loan term is 30 years
- Rate lock available for fixed rate home loans (owner-occupied and investment) if requested prior to formal approval.
Compare it with others
Put this product through a calculator
Published by Australian Military Bank under the Consumer Data Right, last changed by them on 15 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.