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Home Equity Loan Owner Occupied

Home Equity Loan Owner Occupied

Home loansBank updated 10 Oct 2026

At a glance

Variable (owner occ. P&I)
6.34%6.37% comparison
Max LVR
80%
Features
redraw, extra repayments

How it compares

This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This home loan: 6.34%Every other institution's lowest, 103 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateThis home loanBest anywhereTypical institutionWhere it sits
Variable home loanOwner occupier, principal & interest, 80% LVR6.34%5.93%SCCU's BROKER HOME LOAN6.38%of 104 institutions38th lowest of 104, level with 11 others

Rates

The one rate bankWAW publishes for this home loan.

TypeApplies toTermBandRateComparisonConditions
VariableOwner occupied, P&I-1–80% LVR6.34%6.37%-

Rate changes

One change logged, newest first.

DateRateWasNowChange
12 Oct 2026Variable, Owner occupied, P&I, 1–80% LVR6.09%6.34%up 0.25

Each change is logged the night it appears in the rates bankWAW publishes. See how every lender answered the RBA on the rate tracker.

Fees

5 fees published, grouped by when they're charged.

When you make a transaction3

  • LOAN_VALUATION_FEE
    No fee
  • LOAN_REDRAW_FACILITY_FEE_ONLINE
    $10
  • LOAN_REDRAW_FACILITY_FEE_OVER_COUNTER
    $20

When particular things happen2

  • HOME_LOAN_APPLICATION_FEE_-_NEW_APPLICATIONS
    $600
  • LOAN_DISCHARGE_FEE_____REGISTRATION_OR_SETTLEMENT

    Plus out of pocket expenses

    $250

Features

RedrawExtra repayments

Eligibility and limits

  • Minimum age 18
  • Amount from $1,000, no maximum

Published by bankWAW under the Consumer Data Right, last changed by them on 10 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.