CENTRAL WEST CREDIT UNION LTD
Minimiser Home Loan
Perfect for First Home Buyers
Home loansBank updated 5 June 2026
At a glance
- Variable (owner occ. P&I)
- 6.89% · 6.95% comparison
- Max LVR
- 80%
- Features
- redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableSecured by mortgage over Residential Property | Owner occupied · P&I | — | — | 6.89% | 6.95% | — |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| MORTGAGE_DISCHARGE_FEE | Exit | $536 | — | Discharge fees are paid on discharge |
| MINIMISER_HOME_LOAN_ESTABLISHMENT_FEE | Upfront | $1,022 | — | ON ESTABLISHMENT OF LOAN |
§ 03 — Features
RedrawExtra repaymentsDigital banking
- · Maximum term 30 years
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian Resident only
- · Maximum LVR 80%
- · Minimum balance $100,000
- · Maximum LVR 95% subject to Lenders Mortgage Insurance approval
§ 05 — Compare
§ 06 — Run the numbers
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Published by Central West CUL under the Consumer Data Right, last changed by them on 5 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.