At a glance
- Variable (owner occ. P&I)
- 5.99% · 5.99% comparison
- Max LVR
- 80%
- Annual fee
- $299
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableAllium Money Premium - <= 80% LVR | Owner occupied · P&I | — | — | 5.99% | 5.99% | — |
§ 02 — Fees · 6
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Cheque Withdrawal Fee | Event | $10 | — | — |
| QuickDebit Dishonour Fee | Event | $15 | — | — |
| Switch Fee | Event | $150 | — | — |
| Premium Annual Package Fee | Periodic | $299 | Every 1 yr | The discount is only available during an introductory period |
| Premium Annual Package Fee | Upfront | $299 | — | — |
| Split Fee | Upfront | $99 | — | — |
§ 03 — Features
Offset accountRedrawExtra repaymentsDigital banking
- · Options to split variable options and fixed rate. Interest rate lock for up to 90 days on fixed rate loans
§ 04 — Eligibility & limits
- · Minimum age 18
- · Amount $150,000 to $2,000,000
- · Maximum LVR 80%
§ 06 — Run the numbers
Put this product through a calculator
Published by Gateway Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.