ORANGE CREDIT UNION LTD
Premium Home Loan Fixed 36 mths Interest Only Owner Occupied
Premium Home Loan Fixed 36 mths Interest Only Owner Occupied
Home loansBank updated 10 June 2026
At a glance
- Variable (owner occ. P&I)
- 6.29%
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedCredit eligibility criteria, terms & conditions, fees & charges apply. For new loans with a minimum borrowing balance of $100,000 and up to 95% of property value. | Owner occupied · Interest only | 3 yrs fixed | — | 6.74% | 6.61% | — |
| Variable | Owner occupied · P&I | — | — | 6.29% | — | — |
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| SWITCH_FEE | Event | $250 | — | — |
| LOAN_SECURITY_DISCHARGE_FEE | Exit | $200 | — | — |
| MORTGAGE_ESTABLISHMENT_FEE | Upfront | $155 | — | — |
§ 03 — Features
Offset accountRedrawExtra repayments
- · Included in Relationship Rebate
- · Can be used for building
- · Partial split loan
- · Suitable for vacant land
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Must be an Australian citizen or permanent resident
- · Minimum balance $30,000
- · Lending criteria, terms and conditions apply
- · Up to 95% of the valuation for owner occupied (Lenders Mortgage Insurance applies for over 80% Loan to Valuation). Up to 92% of the valuation for investment (Lenders Mortgage Insurance applies for ov…
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by ORANGE CREDIT UNION LTD under the Consumer Data Right, last changed by them on 10 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.