Home Build Access (HBA) SIL
CEOH (NT ONLY) lends 98% of the purchase price on new home or construction of home.
At a glance
- Variable (owner occ. P&I)
- 9.05%
- Max LVR
- 98%
- Features
- extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 9.05% | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions | 103rd lowest of 104 |
Rates
The one rate People First Bank publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied, P&I | - | ≤98% LVR | 9.05% | - | CBA Standard Variable Rate |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 9 Oct 2026 | Variable, Owner occupied, P&I, ≤98% LVR | 8.80% | 9.05% | up 0.25 |
Each change is logged the night it appears in the rates People First and Heritage Bank publishes. See how every lender answered the RBA on the rate tracker.
Features
- Ability to pay the loan over 30 years for Chief Executive Officer (Housing) loans
- Introduced 1 January 2013. Eligibility criteria apply. CEOH lends 98% of purchase price on new home or construction of home. Max. purchase price: $550K 3 brm or more, $475K 1-2 brm. Must be first hom…
- Repayments are contracted monthly, however flexibility to pay monthly, fortnightly, or weekly.
Eligibility and limits
- Minimum age 18
- Residency: Permanent residents of Australia who reside in Australia at the time of membership application are eligible for membership, regardless of citizenship status.
- Available to individuals
- Amount up to $539,000
- Terms, conditions, fees, charges and lending criteria apply and are available on application
Compare it with others
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Published by People First and Heritage Bank under the Consumer Data Right, last changed by them on 30 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.