MACARTHUR CREDIT UNION LTD
BASIC VARIABLE LOAN OWNER OCCUPIED P&I 500K TO 750K
BASIC VARIABLE LOAN
Home loansBank updated 13 May 2026
At a glance
- Variable (owner occ. P&I)
- 7.72% · 7.79% comparison
- Features
- redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied · P&I | — | — | 7.72% | 7.79% | — |
§ 02 — Fees · 12
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| COLLECTION_FEE | Cash advance | Varies | — | At cost fee |
| LEGAL_FEE | Cash advance | Varies | — | At cost |
| VALUATION_FEE | Cash advance | Varies | — | Valuation charged at cost |
| APPLICATION_FEE_BRIDGING_LOAN | Upfront | $800 | — | — |
| APPLICATION_FEE_TOP_UP | Upfront | $300 | — | — |
| APPLICATION_FEE | Upfront | $400 | — | — |
| DEFAULT_NOTICES | Upfront | $55 | — | — |
| GENERAL_CONSENT_FEE | Upfront | $150 | — | — |
| MORTGAGE_DISCHARGE_FEE | Upfront | $200 | — | — |
| PRODUCTION_OF_TITLE_DEED_FEE | Upfront | $150 | — | — |
| SUBSTITUTION_OF_SECURITY_FEE | Upfront | $250 | — | — |
| SWITCHING_FEE | Upfront | $50 | — | — |
§ 03 — Features
RedrawExtra repaymentsInstant paymentsPayIDDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Available to individuals
- · Minimum balance $500,000
- · Maximum term
§ 06 — Run the numbers
Put this product through a calculator
Published by The Mac under the Consumer Data Right, last changed by them on 13 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.