Macarthur Credit Union LtdBASIC VARIABLE LOAN OWNER OCCUPIED P&I >750K
BASIC VARIABLE LOAN
At a glance
- Variable (owner occ. P&I)
- 7.87%7.94% comparison
- Features
- redraw, extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 7.87% | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions | 101st lowest of 104 |
Rates
The one rate Macarthur Credit Union Ltd publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied, P&I | - | - | 7.87% | 7.94% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 31 Oct 2026 | Variable, Owner occupied, P&I | 7.62% | 7.87% | up 0.25 |
Each change is logged the night it appears in the rates The Mac publishes. See how every lender answered the RBA on the rate tracker.
Fees
12 fees published, grouped by when they're charged.
When you take it out9
- APPLICATION_FEE_BRIDGING_LOAN$800
- APPLICATION_FEE_TOP_UP$300
- APPLICATION_FEE$400
- DEFAULT_NOTICES$55
- GENERAL_CONSENT_FEE$150
- MORTGAGE_DISCHARGE_FEE$200
- PRODUCTION_OF_TITLE_DEED_FEE$150
- SUBSTITUTION_OF_SECURITY_FEE$250
- SWITCHING_FEE$50
When you make a transaction3
- COLLECTION_FEE
At cost fee
Varies - LEGAL_FEE
At cost
Varies - VALUATION_FEE
Valuation charged at cost
Varies
Features
Eligibility and limits
- Minimum age 18
- Available to individuals
- Minimum balance $750,000
- Maximum term
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Published by The Mac under the Consumer Data Right, last changed by them on 2 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.