At a glance
- Variable (owner occ. P&I)
- 6.29%
- Features
- redraw
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.29% | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions | 31st lowest of 104, level with 6 others |
Rates
The one rate Woolworths Team Bank publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | Owner occupied, P&I | - | - | 6.29% | - | - |
Fees
16 fees published, grouped by when they're charged.
When you take it out8
- DOCUMENT_PREPARATION_FEE$299
- FIXED_LOAN_DOCUMENT_PREPARATION_FEE$299
- LOAN_VARIATION_FEE$200
- MORTGAGE_DISCHARGE_FEE$550
- MORTGAGE_SETTLEMENT_FEE$275
- MORTGAGE_SUBSTITUTION_FEE$275
- MORTGAGE_TOP_UP_FEE$275
- PARTIAL_MORTGAGE_DISCHARGE_FEE$275
When you make a transaction4
- ARREARS_LETTER_FEE$25
- DEFAULT_NOTICE$35
- FIELD_CALL_FEE
At cost
No fee - MANUAL_REDRAW_FEE$20
Other fees4
- GOVT_FEESNo fee
- LEGAL_FEESNo fee
- STAMP_DUTYNo fee
- VALUATION_FEENo fee
Features
Redraw
Eligibility and limits
- Minimum age 18
- Membership is open to team members of Woolworths and Endeavour Groups, their immediate family members, and those with an affinity to Woolworths Group.
- The Australian Government 5% Deposit Scheme is designed to help eligible buyers purchase a home with a lower deposit, saving you time and reducing upfront costs.
Compare it with others
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Published by Woolworths Team Bank under the Consumer Data Right, last changed by them on 6 Nov 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.