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New Car Loan Personal Lending Variable Unsecured
New Car Loan Personal Lending Variable Unsecured
Personal loansBank updated 28 Aug 2026
At a glance
- Variable
- 6.79% · 8.12% comparison
- Loan size
- $10,000 to no maximum
- Upfront fee
- $195
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Variable | P&I | — | — | 6.79% | 8.12% | — |
§ 02 — Fees · 3
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Arrears Fee | Late payment | $20 | 7 days after due | Payable immediately if all or any part of a repayment is 7 days in arrears. A further Arrears Fee of $20 is payable at the expiry of 30 days after the account falls into arrears if all or any part of… |
| Personal Loan Establishment Fee | Upfront | $195 | — | Applies to all Personal Loan types whether secured or unsecured, and is only payable if the loan is funded. This fee is waived for First Home Buyer Package and Premier/Rewards Package Home Loan custo… Fee Waived for Premier Package Home Loan |
| Stamp Duty On Goods Security Agreement | Upfront | No fee | — | Available upon application Government Charge (for interstate Goods Mortgage only). Fee at cost |
§ 03 — Features
RedrawPayIDDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Individual applications must be permanent residents and joint accounts require at least one permanent resident as well as additional requirements for the non-residant applicants.
- · Amount $10,000 to no maximum
- · Available to Members only
§ 06 — Run the numbers
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Published by Bank First under the Consumer Data Right, last changed by them on 28 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.