The Finance Algorithm
Coastline

Fixed Rate Car Loan

Fixed Rate Car Loan

Personal loansBank updated 14 Jan 2026
At a glance
Variable
10.00% · 10.44% comparison
Loan size
$10,000 to no maximum
Upfront fee
$375
§ 01 — Rates · 3
TypeApplies toTermBandRateComparisonConditions
VariableMOTOR VEHICLE 2 YEARS OLD OR LESSP&I$10,000+10.00%10.44%Existing cust; Min deposits; New accounts; New customer
VariableMOTOR VEHICLE MORE THAN 2 YEARS OLD UP TO 4 YEARS OLDP&I$10,000+11.00%11.44%Existing cust; Min deposits; New accounts; New customer
VariableMOTOR VEHCILE MORE THAN 4YO UP TO 7YOP&I$10,000+12.00%12.44%Existing cust; Min deposits; New accounts; New customer
§ 02 — Fees · 10
FeeTypeAmountWhenNotes
Arrears Reminder FeeEvent$5
Final Notice of DemandEvent$40
Loan Renegotiation FeeEvent$150
Manual Arrears Transfer FeeEvent$5
Loan Redraw FeeTransactionNo fee
Loan Redraw FeeTransaction$20
Personal Ln Establishment FeeUpfront$300
PPSR Security Interest FeeUpfront$50
Real Time Transfer/NPP FeeUpfront$20
Settlement Disbursement FeeUpfront$5
§ 03 — Features
RedrawExtra repaymentsInstant paymentsDigital banking
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australia
  • · Available to individuals
  • · Amount $10,000 to no maximum

Published by Coastline Bank under the Consumer Data Right, last changed by them on 14 Jan 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.