At a glance
- Fixed
- 7.24% · 7.65% comparison
- Variable
- 7.24%
- Upfront fee
- $195
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed50% LVR | P&I | 7 yrs fixed | — | 7.24% | 7.65% | — |
| Variable | P&I | — | — | 7.24% | — | — |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| PERSONAL_PROPERTY_SECURITY_REGISTER_FEE | Payment | $8 | — | Payable whenever we apply to search or register a security interest to the PPS Register. $8.00 (<7yrs) $25.00 (7yrs or over) |
| PERSONAL_CREDIT_&_OVERDRAFT_PACKAGE_FEE | Upfront | $195 | — | is charged for establishing all personal loans with the exception of Personal Loan Line of Credit Whole of pay to PCU Visa Credit Card General Insurance 10 years PCU membership Savings / Investments held with PCU for 3mths or over Former <18yr old Members |
§ 03 — Features
RedrawInstant paymentsPayIDDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Minimum balance $5,000
§ 05 — Compare
§ 06 — Run the numbers
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Published by Police Credit Union Ltd under the Consumer Data Right, last changed by them on 24 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.