NEW VEHICLE LOAN

Personal Loan to buy new or demo model vehicle from $5K-$150K with vehicle taken as security over the loan.

Personal loansBank updated 9 June 2026

Apply at Southern Cross Credit Union ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Fixed: 8.24%9.15% comparison

How it compares

This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

Typical 6.99%

6%7%8%9%10%to 15%

This personal loan: 8.24%Every other institution's lowest, 41 in all

Lowest advertised rate, fixed or variable. One dot per institution, at its lowest car loan rate from a bank or lender anyone can apply for; hover or tap a dot for its name.

Rate	This personal loan	Best anywhere	Typical institution	Where it sits
Car loan from a bank or lenderLowest advertised rate, fixed or variable	8.24%	5.74%Westpac's Car Loan	6.99%of 42 institutions	34th lowest of 42, level with one other

Rates

Every rate SCCU publishes for this personal loan, 5 in all.

Type	Applies to	Term	Band	Rate	Comparison	Conditions
FixedFixed for the term of the loan	P&I	3 yrs fixed	-	8.24%	9.15%	-
FixedFixed for the term of the loan	P&I	4 yrs fixed	-	8.24%	9.15%	-
FixedFixed for the term of the loan	P&I	5 yrs fixed	-	8.24%	9.15%	-
FixedFixed for the term of the loan	P&I	6 yrs fixed	-	8.24%	9.15%	-
FixedFixed for the term of the loan	P&I	7 yrs fixed	-	8.24%	9.15%	-

Features

None published.

Eligibility and limits

None published.

Compare it with others

All personal loans Other Southern Cross Credit Union personal loans Everything Southern Cross Credit Union publishes

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Published by Southern Cross Credit Union under the Consumer Data Right, last changed by them on 9 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.