The Finance Algorithm
Transport Mutual Credit Union Ltd logoTransport Mutual Credit Union Ltd

FASTROAD USED CAR LOAN

FASTROAD USED CAR LOAN

Personal loansBank updated 12 May 2026
Apply at TMCU ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Variable
9.39%9.70% comparison
Loan size
$5,000 to no maximum
Upfront fee
$245

How it compares

This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This personal loan: 9.39%Every other institution's lowest, 41 in all

Lowest advertised rate, fixed or variable. One dot per institution, at its lowest car loan rate from a bank or lender anyone can apply for; hover or tap a dot for its name.

RateThis personal loanBest anywhereTypical institutionWhere it sits
Car loan from a bank or lenderLowest advertised rate, fixed or variable9.39%5.74%Westpac's Car Loan6.99%of 42 institutions39th lowest of 42

Rates

The one rate Transport Mutual Credit Union Ltd publishes for this personal loan.

TypeApplies toTermBandRateComparisonConditions
VariableInvestment, Interest only--9.39%9.70%-

Fees

5 fees published, grouped by when they're charged.

When you take it out1

  • ESTABLISHMENT_FEE
    $245

When you make a transaction2

  • AGENT_SOLICITOR_COLLECTION_COSTS
    100.00% of transaction
  • DEFAULT_NOTICE
    $55

When particular things happen2

  • ARREARS_FEE-ARREARS_FEE_LETTER_2
    $25
  • ARREARS_FEE
    $10

Features

RedrawExtra repayments

Eligibility and limits

  • Residency: Must be Australian Citizen or Permanent Resident
  • Available to individuals
  • Amount from $5,000, no maximum

Published by TMCU under the Consumer Data Right, last changed by them on 12 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.