The Finance Algorithm
Beyond Bank Australia logoBeyond Bank Australia

INV - 36 Mth Trf 12 Mthly

Term deposits are a secure way to grow your money with a guaranteed interest rate for a fixed period. You'll always know exactly what your investment is worth.

Term depositsBank updated 23 Mar 2026

At a glance

Best rate
3.65% for 36m
Min deposit
$2,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This term deposit: 3.65%Every other institution's highest, 43 in all

Best rate for 3 years. One dot per institution, at its highest 3-year term deposit rate anyone can apply for; hover or tap a dot for its name.

RateThis term depositBest anywhereTypical institutionWhere it sits
3-year term depositBest rate for 3 years3.65%5.60%Judo Bank's Personal Term Deposits4.25%of 44 institutions35th highest of 44

Rates

Every rate Beyond Bank Australia publishes for this term deposit, 3 in all.

TypeApplies toTermBandRateComparisonConditions
FixedInterest paid on maturity into a Beyond Bank Savings Account of your choice.-3 yrs$2,000–$50,0003.60%-paid every 1 yr
FixedInterest paid on maturity into a Beyond Bank Savings Account of your choice.-3 yrs$200,000+3.65%-paid every 1 yr
FixedInterest paid on maturity into a Beyond Bank Savings Account of your choice.-3 yrs$50,000–$200,0003.65%-paid every 1 yr

Fees

One fee published, grouped by when they're charged.

When particular things happen1

  • Early Redemption Administration Fee

    If you redeem a term deposit prior to maturity (in whole or in part) you will be required to pay an Early Redemption Fee and the interest payable to you on the amount withdrawn will be reduced. Terms…

    $25

Features

  • Additional Bonus Rates for Life Membership customers and Community groups.
  • Securely backed by the Government Guarantee

Eligibility and limits

  • Available to individuals
  • Available to businesses
  • Minimum balance $2,000
  • Opening balance $2,000
  • Membership: You must be or become a Beyond Bank Australia member

Published by Beyond Bank Australia under the Consumer Data Right, last changed by them on 23 Mar 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.