Border Bank
Term Deposit
Bank of Border Bank Investment Accounts are designed to make your money work as hard for you as you worked to get it. With terms of 3, 4, 5, 6, 7, 9, 12, 36, 48 and 60 months – interest paid at maturity, 6 months or every month – a Border Bank Term Deposit is as flexible as you require it to be.
Term depositsBank updated 3 Sept 2026
At a glance
- Best rate
- 5.25% for 4m
- 12 months
- 5.00%
- Min deposit
- $1,000
§ 01 — Rates · 23
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedBalance $10,000 or more - I12 Interest Paid at Maturity | — | 1 yr | $10,000–$500,000 | 5.00% | — | paid at maturity |
| FixedBalance $10,000 or more - I24 Interest Paid Every Month | — | 1 yr | $10,000–$500,000 | 4.95% | — | paid every 1 mo |
| FixedBalance $20,000 or more - I60 Interest Paid at Maturity | — | 2 mo | $20,000–$500,000 | 1.40% | — | paid at maturity |
| FixedBalance $10,000 or more - I52 Interest Paid Every Month | — | 2 yrs | $10,000–$500,000 | 4.55% | — | paid every 1 mo |
| FixedBalance $10,000 or more - I29 Interest Paid Every 6 months | — | 2 yrs | $10,000–$500,000 | 4.60% | — | paid every 6 mo |
| FixedBalance $1,000 to $9,999 - I1 Interest Paid at Maturity | — | 3 mo | $1,000–$10,000 | 4.30% | — | paid at maturity |
| FixedBalance $1,000 to $9,999 - I2 Interest Paid Every Month | — | 3 mo | $1,000–$10,000 | 4.25% | — | paid every 1 mo |
| FixedBalance $10,000 or more - I5 Interest Paid at Maturity | — | 3 mo | $10,000–$500,000 | 4.30% | — | paid at maturity |
| FixedBalance $10,000 or more - I3 Interest Paid Every Month | — | 3 mo | $10,000–$500,000 | 4.25% | — | paid every 1 mo |
| FixedBalance $20,000 or more - I63 Interest Paid Monthly | — | 30 mo | $20,000–$500,000 | 1.10% | — | paid every 1 mo |
| FixedBalance $10,000 or more - I53 Interest Paid Every Month | — | 3 yrs | $10,000–$500,000 | 4.15% | — | paid every 1 mo |
| FixedBalance $10,000 or more - I31 Interest Paid Every 6 Months | — | 3 yrs | $10,000–$500,000 | 4.20% | — | paid every 6 mo |
| FixedBalance $10,000 or more - I5 Interest Paid at Maturity | — | 4 mo | $10,000–$500,000 | 5.25% | — | paid at maturity |
| FixedBalance $10,000 or more - I54 Interest Paid Every Month | — | 4 yrs | $10,000–$500,000 | 4.15% | — | paid every 1 mo |
| FixedBalance $10,000 or more - I32 Interest Paid Every 6 Months | — | 4 yrs | $10,000–$500,000 | 4.20% | — | paid every 6 mo |
| FixedBalance $10,000 or more - I5 Interest Paid at Maturity | — | 5 mo | $10,000–$500,000 | 4.30% | — | paid at maturity |
| FixedBalance $10,000 or more - I25 Interest Paid at Maturity | — | 6 mo | $10,000–$500,000 | 4.85% | — | paid at maturity |
| FixedBalance $10,000 or more - I10 Interest Paid Every Month | — | 6 mo | $10,000–$500,000 | 4.80% | — | paid every 1 mo |
| FixedBalance $10,000 or more - I55 Interest Paid Every Month | — | 5 yrs | $10,000–$500,000 | 4.15% | — | paid every 1 mo |
| FixedBalance $10,000 or more - I33 Interest Paid Every 6 Months | — | 5 yrs | $10,000–$500,000 | 4.20% | — | paid every 6 mo |
| FixedBalance $10,000 or more - I5 Interest Paid at Maturity | — | 7 mo | $10,000–$500,000 | 4.65% | — | paid at maturity |
| FixedBalance $10,000 or more - I5 Interest Paid at Maturity | — | 9 mo | $10,000–$500,000 | 5.25% | — | paid at maturity |
| FixedBalance $10,000 or more - I10 Interest Paid Every Month | — | 9 mo | $10,000–$500,000 | 5.20% | — | paid every 1 mo |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Penalty Interest | Event | 0.10% of transaction | — | Reduced rate for early redemption is 0.10% p.a. |
§ 03 — Features
Digital banking
- · Phone Banking. You can check your account details online with Internet Banking – the service is free.
- · Contributes to Reduced Fees Program. Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions…
- · Resist temptation to dip into funds by locking funds away
§ 04 — Eligibility & limits
- · Residency: Australian Residents
§ 06 — Run the numbers
Put this product through a calculator
Published by Border Bank under the Consumer Data Right, last changed by them on 3 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.