NAB Term Deposit

Enjoy a competitive interest rate and the ability to choose a term that suits your needs

Term depositsBank updated 21 Sept 2026

Apply at NATIONAL AUSTRALIA BANK ↗Product page ↗Fees & pricing ↗Terms ↗

At a glance

Best rate: 5.30% for 12m
12 months: 5.30%
Min deposit: $5,000

§ 01 — Rates · 76

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Fixed30 days, interest paid at maturity	—	30 days	$5,000–$1,999,999	1.40%	—	Customer Relationship
Fixed60 days, interest paid at maturity	—	60 days	$5,000–$1,999,999	1.65%	—	Customer Relationship
Fixed90 days, interest paid at maturity	—	90 days	$5,000–$1,999,999	3.35%	—	Customer Relationship
Fixed10 months, interest paid at maturity	—	10 mo	$5,000–$1,999,999	3.85%	—	paid every 10 mo; Customer Relationship
Fixed11 months, interest paid at maturity	—	11 mo	$5,000–$1,999,999	3.85%	—	paid every 11 mo; Customer Relationship
Fixed12 months, interest paid monthly	—	1 yr	$5,000–$1,999,999	5.20%	—	paid every 1 mo; Customer Relationship
Fixed12 months, interest paid annually	—	1 yr	$5,000–$1,999,999	5.30%	—	paid every 1 yr; Customer Relationship
Fixed12 months, interest paid at maturity	—	1 yr	$5,000–$1,999,999	5.30%	—	paid every 1 yr; Customer Relationship
Fixed12 months, interest paid quarterly	—	1 yr	$5,000–$1,999,999	5.20%	—	paid every 3 mo; Customer Relationship
Fixed12 months, interest paid half yearly	—	1 yr	$5,000–$1,999,999	5.25%	—	paid every 6 mo; Customer Relationship
Fixed13 months, interest paid monthly	—	13 mo	$5,000–$1,999,999	4.90%	—	paid every 1 mo; Customer Relationship
Fixed13 months, interest paid annually	—	13 mo	$5,000–$1,999,999	5.00%	—	paid every 1 yr; Customer Relationship
Fixed13 months, interest paid quarterly	—	13 mo	$5,000–$1,999,999	4.90%	—	paid every 3 mo; Customer Relationship
Fixed13 months, interest paid half yearly	—	13 mo	$5,000–$1,999,999	4.95%	—	paid every 6 mo; Customer Relationship
Fixed14 months, interest paid monthly	—	14 mo	$5,000–$1,999,999	4.90%	—	paid every 1 mo; Customer Relationship
Fixed14 months, interest paid annually	—	14 mo	$5,000–$1,999,999	5.00%	—	paid every 1 yr; Customer Relationship
Fixed14 months, interest paid quarterly	—	14 mo	$5,000–$1,999,999	4.90%	—	paid every 3 mo; Customer Relationship
Fixed14 months, interest paid half yearly	—	14 mo	$5,000–$1,999,999	4.95%	—	paid every 6 mo; Customer Relationship
Fixed15 months, interest paid monthly	—	15 mo	$5,000–$1,999,999	4.90%	—	paid every 1 mo; Customer Relationship
Fixed15 months, interest paid annually	—	15 mo	$5,000–$1,999,999	5.00%	—	paid every 1 yr; Customer Relationship
Fixed15 months, interest paid quarterly	—	15 mo	$5,000–$1,999,999	4.90%	—	paid every 3 mo; Customer Relationship
Fixed15 months, interest paid half yearly	—	15 mo	$5,000–$1,999,999	4.95%	—	paid every 6 mo; Customer Relationship
Fixed16 months, interest paid monthly	—	16 mo	$5,000–$1,999,999	4.90%	—	paid every 1 mo; Customer Relationship
Fixed16 months, interest paid annually	—	16 mo	$5,000–$1,999,999	5.00%	—	paid every 1 yr; Customer Relationship
Fixed16 months, interest paid quarterly	—	16 mo	$5,000–$1,999,999	4.90%	—	paid every 3 mo; Customer Relationship
Fixed16 months, interest paid half yearly	—	16 mo	$5,000–$1,999,999	4.95%	—	paid every 6 mo; Customer Relationship
Fixed17 months, interest paid monthly	—	17 mo	$5,000–$1,999,999	4.90%	—	paid every 1 mo; Customer Relationship
Fixed17 months, interest paid annually	—	17 mo	$5,000–$1,999,999	5.00%	—	paid every 1 yr; Customer Relationship
Fixed17 months, interest paid quarterly	—	17 mo	$5,000–$1,999,999	4.90%	—	paid every 3 mo; Customer Relationship
Fixed17 months, interest paid half yearly	—	17 mo	$5,000–$1,999,999	4.95%	—	paid every 6 mo; Customer Relationship
Fixed18 months, interest paid monthly	—	18 mo	$5,000–$1,999,999	4.90%	—	paid every 1 mo; Customer Relationship
Fixed18 months, interest paid annually	—	18 mo	$5,000–$1,999,999	5.00%	—	paid every 1 yr; Customer Relationship
Fixed18 months, interest paid quarterly	—	18 mo	$5,000–$1,999,999	4.90%	—	paid every 3 mo; Customer Relationship
Fixed18 months, interest paid half yearly	—	18 mo	$5,000–$1,999,999	4.95%	—	paid every 6 mo; Customer Relationship
Fixed19 months, interest paid monthly	—	19 mo	$5,000–$1,999,999	4.90%	—	paid every 1 mo; Customer Relationship
Fixed19 months, interest paid annually	—	19 mo	$5,000–$1,999,999	5.00%	—	paid every 1 yr; Customer Relationship
Fixed19 months, interest paid quarterly	—	19 mo	$5,000–$1,999,999	4.90%	—	paid every 3 mo; Customer Relationship
Fixed19 months, interest paid half yearly	—	19 mo	$5,000–$1,999,999	4.95%	—	paid every 6 mo; Customer Relationship
Fixed20 months, interest paid monthly	—	20 mo	$5,000–$1,999,999	4.90%	—	paid every 1 mo; Customer Relationship
Fixed20 months, interest paid annually	—	20 mo	$5,000–$1,999,999	5.00%	—	paid every 1 yr; Customer Relationship
Fixed20 months, interest paid quarterly	—	20 mo	$5,000–$1,999,999	4.90%	—	paid every 3 mo; Customer Relationship
Fixed20 months, interest paid half yearly	—	20 mo	$5,000–$1,999,999	4.95%	—	paid every 6 mo; Customer Relationship
Fixed21 months, interest paid monthly	—	21 mo	$5,000–$1,999,999	4.90%	—	paid every 1 mo; Customer Relationship
Fixed21 months, interest paid annually	—	21 mo	$5,000–$1,999,999	5.00%	—	paid every 1 yr; Customer Relationship
Fixed21 months, interest paid quarterly	—	21 mo	$5,000–$1,999,999	4.90%	—	paid every 3 mo; Customer Relationship
Fixed21 months, interest paid half yearly	—	21 mo	$5,000–$1,999,999	4.95%	—	paid every 6 mo; Customer Relationship
Fixed22 months, interest paid monthly	—	22 mo	$5,000–$1,999,999	4.90%	—	paid every 1 mo; Customer Relationship
Fixed22 months, interest paid annually	—	22 mo	$5,000–$1,999,999	5.00%	—	paid every 1 yr; Customer Relationship
Fixed22 months, interest paid quarterly	—	22 mo	$5,000–$1,999,999	4.90%	—	paid every 3 mo; Customer Relationship
Fixed22 months, interest paid half yearly	—	22 mo	$5,000–$1,999,999	4.95%	—	paid every 6 mo; Customer Relationship
Fixed23 months, interest paid monthly	—	23 mo	$5,000–$1,999,999	4.90%	—	paid every 1 mo; Customer Relationship
Fixed23 months, interest paid annually	—	23 mo	$5,000–$1,999,999	5.00%	—	paid every 1 yr; Customer Relationship
Fixed23 months, interest paid quarterly	—	23 mo	$5,000–$1,999,999	4.90%	—	paid every 3 mo; Customer Relationship
Fixed23 months, interest paid half yearly	—	23 mo	$5,000–$1,999,999	4.95%	—	paid every 6 mo; Customer Relationship
Fixed24 months, interest paid monthly	—	2 yrs	$5,000–$1,999,999	4.90%	—	paid every 1 mo; Customer Relationship
Fixed24 months, interest paid annually	—	2 yrs	$5,000–$1,999,999	5.00%	—	paid every 1 yr; Customer Relationship
Fixed24 months, interest paid quarterly	—	2 yrs	$5,000–$1,999,999	4.90%	—	paid every 3 mo; Customer Relationship
Fixed24 months, interest paid half yearly	—	2 yrs	$5,000–$1,999,999	4.95%	—	paid every 6 mo; Customer Relationship
Fixed36 months, interest paid monthly	—	3 yrs	$5,000–$1,999,999	3.75%	—	paid every 1 mo; Customer Relationship
Fixed36 months, interest paid annually	—	3 yrs	$5,000–$1,999,999	3.80%	—	paid every 1 yr; Customer Relationship
Fixed36 months, interest paid quarterly	—	3 yrs	$5,000–$1,999,999	3.75%	—	paid every 3 mo; Customer Relationship
Fixed36 months, interest paid half yearly	—	3 yrs	$5,000–$1,999,999	3.75%	—	paid every 6 mo; Customer Relationship
Fixed4 months, , interest paid at maturity	—	4 mo	$5,000–$1,999,999	3.35%	—	paid every 4 mo; Customer Relationship
Fixed48 months, interest paid monthly	—	4 yrs	$5,000–$1,999,999	3.75%	—	paid every 1 mo; Customer Relationship
Fixed48 months, interest paid annually	—	4 yrs	$5,000–$1,999,999	3.80%	—	paid every 1 yr; Customer Relationship
Fixed48 months, interest paid quarterly	—	4 yrs	$5,000–$1,999,999	3.75%	—	paid every 3 mo; Customer Relationship
Fixed48 months, interest paid half yearly	—	4 yrs	$5,000–$1,999,999	3.75%	—	paid every 6 mo; Customer Relationship
Fixed5 months, interest paid at maturity	—	5 mo	$5,000–$1,999,999	3.40%	—	paid every 5 mo; Customer Relationship
Fixed6 months, interest paid at maturity	—	6 mo	$5,000–$1,999,999	3.50%	—	paid every 6 mo; Customer Relationship
Fixed60 months, interest paid monthly	—	5 yrs	$5,000–$1,999,999	3.75%	—	paid every 1 mo; Customer Relationship
Fixed60 months, interest paid annually	—	5 yrs	$5,000–$1,999,999	3.80%	—	paid every 1 yr; Customer Relationship
Fixed60 months, interest paid quarterly	—	5 yrs	$5,000–$1,999,999	3.75%	—	paid every 3 mo; Customer Relationship
Fixed60 months, interest paid half yearly	—	5 yrs	$5,000–$1,999,999	3.75%	—	paid every 6 mo; Customer Relationship
Fixed7 months, interest paid at maturity	—	7 mo	$5,000–$1,999,999	3.60%	—	paid every 7 mo; Customer Relationship
Fixed8 months, interest paid at maturity	—	8 mo	$5,000–$1,999,999	3.70%	—	paid every 8 mo; Customer Relationship
Fixed9 months, interest paid at maturity	—	9 mo	$5,000–$1,999,999	3.80%	—	paid every 9 mo; Customer Relationship

§ 03 — Features

Digital banking

§ 04 — Eligibility & limits

· Minimum age 14
· Residency: Permanent Australian resident
· Available to individuals
· Available to businesses
· Minimum balance $5,000

§ 05 — Compare

All term deposits →Other NATIONAL AUSTRALIA BANK term deposits Everything NATIONAL AUSTRALIA BANK publishes

§ 06 — Run the numbers

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Published by NATIONAL AUSTRALIA BANK under the Consumer Data Right, last changed by them on 21 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.