12 MONTHLY INT TERM DEP

A term deposit that pays interest annually

Term depositsBank updated 7 May 2026

Apply at Auswide Bank Ltd ↗Product page ↗Fees and pricing ↗Terms ↗

At a glance

Best rate: 5.10% for 1064d
Min deposit: $5,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

Typical 4.90%

2%2.5%3%3.5%4%4.5%5%5.5%

This term deposit: 5.10%Every other institution's highest, 54 in all

Best rate for 2 years. One dot per institution, at its highest 2-year term deposit rate anyone can apply for; hover or tap a dot for its name.

Rate	This term deposit	Best anywhere	Typical institution	Where it sits
2-year term depositBest rate for 2 years	5.10%	5.60%Judo Bank's Personal Term Deposits	4.90%of 55 institutions	16th highest of 55, level with one other
3-year term depositBest rate for 3 years	4.25%	5.60%Judo Bank's Personal Term Deposits	4.25%of 44 institutions	21st highest of 44, level with 6 others
5-year term depositBest rate for 5 years	3.15%	5.65%Judo Bank's Personal Term Deposits	4.00%of 27 institutions	24th highest of 27

Rates

Every rate A-Auswide Bank publishes for this term deposit, 52 in all.

Its best rate at each term

18 mo3.80%
549 days3.80%
2 yrstypical 4.90%5.10%
730 days5.10%
1064 days5.10%
35 mo5.10%
3 yrstypical 4.25%4.25%
1095 days4.25%
4 yrs3.15%
1460 days3.15%
59 mo3.15%
5 yrstypical 4.00%3.15%
1829 days3.15%

This term depositTypical institution's best for the term

Type	Applies to	Term	Band	Rate	Comparison	Conditions
FixedA term deposit that pays interest annually	-	1064 days	$19,999–$49,999	5.10%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	1064 days	$4,999–$19,999	5.10%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	1064 days	$49,999–$9,999,999	5.10%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	1064 days	$500–$4,999	5.10%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	1095 days	$19,999–$49,999	4.25%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	1095 days	$4,999–$19,999	4.25%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	1095 days	$49,999–$9,999,999	4.25%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	1095 days	$500–$4,999	4.25%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	1460 days	$19,999–$49,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	1460 days	$4,999–$19,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	1460 days	$49,999–$9,999,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	1460 days	$500–$4,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	1829 days	$19,999–$49,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	1829 days	$4,999–$19,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	1829 days	$49,999–$9,999,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	1829 days	$500–$4,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	549 days	$19,999–$49,999	3.80%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	549 days	$4,999–$19,999	3.80%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	549 days	$49,999–$9,999,999	3.80%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	549 days	$500–$4,999	3.80%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	730 days	$19,999–$49,999	5.10%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	730 days	$4,999–$19,999	5.10%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	730 days	$49,999–$9,999,999	5.10%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	730 days	$500–$4,999	5.10%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	18 mo	$19,999–$49,999	3.80%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	18 mo	$4,999–$19,999	3.80%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	18 mo	$49,999–$9,999,999	3.80%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	18 mo	$500–$4,999	3.80%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	2 yrs	$19,999–$49,999	5.10%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	2 yrs	$4,999–$19,999	5.10%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	2 yrs	$49,999–$9,999,999	5.10%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	2 yrs	$500–$4,999	5.10%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	35 mo	$19,999–$49,999	5.10%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	35 mo	$4,999–$19,999	5.10%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	35 mo	$49,999–$9,999,999	5.10%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	35 mo	$500–$4,999	5.10%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	3 yrs	$19,999–$49,999	4.25%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	3 yrs	$4,999–$19,999	4.25%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	3 yrs	$49,999–$9,999,999	4.25%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	3 yrs	$500–$4,999	4.25%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	4 yrs	$19,999–$49,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	4 yrs	$4,999–$19,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	4 yrs	$49,999–$9,999,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	4 yrs	$500–$4,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	59 mo	$19,999–$49,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	59 mo	$4,999–$19,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	59 mo	$49,999–$9,999,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	59 mo	$500–$4,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	5 yrs	$19,999–$49,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	5 yrs	$4,999–$19,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	5 yrs	$49,999–$9,999,999	3.15%	-	paid every 1 yr
FixedA term deposit that pays interest annually	-	5 yrs	$500–$4,999	3.15%	-	paid every 1 yr

Fees

2 fees published, grouped by when they're charged.

When you make a transaction2

TELEGPRAPHIC_TRANSFER_FEE
$AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.
$50
RTGS_OUTWARD_PAYMENT_FEE
Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment
$20

Features

No account keeping fee
A guaranteed rate for a selected period between 1 - 60 months
If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Terms a…
For deposits of $500,000 and over, rates are by negotiation.

Eligibility and limits

Available to individuals
Available to businesses
Minimum balance $5,000

Compare it with others

All term deposits Other Auswide Bank Ltd term deposits Everything Auswide Bank Ltd publishes

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Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 7 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.