12 MONTHLY INT TERM DEP

A term deposit that pays interest annually

Term depositsBank updated 7 May 2026

Apply at Auswide Bank Ltd ↗Product page ↗Fees & pricing ↗Terms ↗

At a glance

Best rate: 5.10% for 1064d
Min deposit: $5,000

§ 01 — Rates · 52

Type	Applies to	Term	Band	Rate	Comparison	Conditions
FixedA term deposit that pays interest annually	—	1064 days	$19,999–$49,999	5.10%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	1064 days	$4,999–$19,999	5.10%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	1064 days	$49,999–$9,999,999	5.10%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	1064 days	$500–$4,999	5.10%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	1095 days	$19,999–$49,999	4.25%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	1095 days	$4,999–$19,999	4.25%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	1095 days	$49,999–$9,999,999	4.25%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	1095 days	$500–$4,999	4.25%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	1460 days	$19,999–$49,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	1460 days	$4,999–$19,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	1460 days	$49,999–$9,999,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	1460 days	$500–$4,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	1829 days	$19,999–$49,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	1829 days	$4,999–$19,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	1829 days	$49,999–$9,999,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	1829 days	$500–$4,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	549 days	$19,999–$49,999	3.80%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	549 days	$4,999–$19,999	3.80%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	549 days	$49,999–$9,999,999	3.80%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	549 days	$500–$4,999	3.80%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	730 days	$19,999–$49,999	5.10%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	730 days	$4,999–$19,999	5.10%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	730 days	$49,999–$9,999,999	5.10%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	730 days	$500–$4,999	5.10%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	18 mo	$19,999–$49,999	3.80%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	18 mo	$4,999–$19,999	3.80%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	18 mo	$49,999–$9,999,999	3.80%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	18 mo	$500–$4,999	3.80%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	2 yrs	$19,999–$49,999	5.10%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	2 yrs	$4,999–$19,999	5.10%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	2 yrs	$49,999–$9,999,999	5.10%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	2 yrs	$500–$4,999	5.10%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	35 mo	$19,999–$49,999	5.10%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	35 mo	$4,999–$19,999	5.10%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	35 mo	$49,999–$9,999,999	5.10%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	35 mo	$500–$4,999	5.10%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	3 yrs	$19,999–$49,999	4.25%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	3 yrs	$4,999–$19,999	4.25%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	3 yrs	$49,999–$9,999,999	4.25%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	3 yrs	$500–$4,999	4.25%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	4 yrs	$19,999–$49,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	4 yrs	$4,999–$19,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	4 yrs	$49,999–$9,999,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	4 yrs	$500–$4,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	59 mo	$19,999–$49,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	59 mo	$4,999–$19,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	59 mo	$49,999–$9,999,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	59 mo	$500–$4,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	5 yrs	$19,999–$49,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	5 yrs	$4,999–$19,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	5 yrs	$49,999–$9,999,999	3.15%	—	paid every 1 yr
FixedA term deposit that pays interest annually	—	5 yrs	$500–$4,999	3.15%	—	paid every 1 yr

§ 02 — Fees · 2

Fee	Type	Amount	When	Notes
TELEGPRAPHIC_TRANSFER_FEE	Payment	$50	—	$AU cuurency $50 per transfer OR foreign currency $30 per transfer. Payable each time you request an electronic transmission of funds to an account at an overseas bank.
RTGS_OUTWARD_PAYMENT_FEE	Transaction	$20	—	Payable each time you request a high value, time critical payment from your account to another financial institution on a real time basis for same day payment

§ 03 — Features

· No account keeping fee
· A guaranteed rate for a selected period between 1 - 60 months
· If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Terms a…
· For deposits of $500,000 and over, rates are by negotiation.

§ 04 — Eligibility & limits

· Available to individuals
· Available to businesses
· Minimum balance $5,000

§ 05 — Compare

All term deposits →Other Auswide Bank Ltd term deposits Everything Auswide Bank Ltd publishes

§ 06 — Run the numbers

Put this product through a calculator

Term deposit calculator

Interest earned for a deposit, term and rate.

Rate comparator

Compare terms side by side, including rollover.

Published by Auswide Bank Ltd under the Consumer Data Right, last changed by them on 7 May 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.