RabobankOnline Term Deposit
Competitive fixed interest with the choice of 1 month to 5 year terms.
Term depositsBank updated 13 Oct 2026
At a glance
- Best rate
- 5.35% for 12m
- 12 months
- 5.35%
- Min deposit
- $1,000
How it compares
This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This term deposit | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| 3-month term depositBest rate for 3 months | 5.00% | 5.30%Heartland Bank's Broker Term Deposit | 4.60%of 55 institutions | 12th highest of 55, level with 5 others |
| 6-month term depositBest rate for 6 months | 5.20% | 5.47%Heartland Bank's Broker Term Deposit | 5.10%of 63 institutions | 18th highest of 63, level with 6 others |
| 12-month term depositBest rate for 12 months | 5.35% | 5.75%Suncorp Bank's Term Deposit | 5.30%of 65 institutions | 18th highest of 65, level with 9 others |
| 2-year term depositBest rate for 2 years | 5.15% | 5.60%Judo Bank's Personal Term Deposits | 4.90%of 55 institutions | 13th highest of 55, level with 3 others |
| 3-year term depositBest rate for 3 years | 5.20% | 5.60%Judo Bank's Personal Term Deposits | 4.25%of 44 institutions | 5th highest of 44, level with one other |
| 5-year term depositBest rate for 5 years | 5.35% | 5.65%Judo Bank's Personal Term Deposits | 4.00%of 27 institutions | 3rd highest of 27, level with 2 others |
Rates
Every rate Rabobank publishes for this term deposit, 145 in all.
Its best rate at each term
- 1 mo2.05%
- 3 motypical 4.60%5.00%
- 6 motypical 5.10%5.20%
- 9 mo5.25%
- 1 yrtypical 5.30%5.35%
- 15 mo3.55%
- 18 mo3.60%
- 2 yrstypical 4.90%5.15%
- 3 yrstypical 4.25%5.20%
- 4 yrs5.25%
- 5 yrstypical 4.00%5.35%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 mo | $1,000–$100,000 | 1.95% | - | paid at maturity; paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 mo | $100,000–$250,000 | 2.00% | - | paid at maturity; paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 mo | $1,000,000+ | 2.05% | - | paid at maturity; paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 mo | $250,000–$500,000 | 2.00% | - | paid at maturity; paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 mo | $500,000–$1,000,000 | 2.05% | - | paid at maturity; paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $1,000–$100,000 | 5.10% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $1,000–$100,000 | 5.25% | - | paid at maturity; paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $1,000–$100,000 | 5.15% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $1,000–$100,000 | 5.20% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $100,000–$250,000 | 5.15% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $100,000–$250,000 | 5.30% | - | paid at maturity; paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $100,000–$250,000 | 5.20% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $100,000–$250,000 | 5.25% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $1,000,000+ | 5.20% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $1,000,000+ | 5.35% | - | paid at maturity; paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $1,000,000+ | 5.25% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $1,000,000+ | 5.30% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $250,000–$500,000 | 5.15% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $250,000–$500,000 | 5.30% | - | paid at maturity; paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $250,000–$500,000 | 5.20% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $250,000–$500,000 | 5.25% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $500,000–$1,000,000 | 5.20% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $500,000–$1,000,000 | 5.35% | - | paid at maturity; paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $500,000–$1,000,000 | 5.25% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 1 yr | $500,000–$1,000,000 | 5.30% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 15 mo | $1,000–$100,000 | 3.40% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 15 mo | $1,000–$100,000 | 3.45% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 15 mo | $100,000–$250,000 | 3.45% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 15 mo | $100,000–$250,000 | 3.50% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 15 mo | $1,000,000+ | 3.50% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 15 mo | $1,000,000+ | 3.55% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 15 mo | $250,000–$500,000 | 3.45% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 15 mo | $250,000–$500,000 | 3.50% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 15 mo | $500,000–$1,000,000 | 3.50% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 15 mo | $500,000–$1,000,000 | 3.55% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 18 mo | $1,000–$100,000 | 3.40% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 18 mo | $1,000–$100,000 | 3.45% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 18 mo | $1,000–$100,000 | 3.50% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 18 mo | $100,000–$250,000 | 3.45% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 18 mo | $100,000–$250,000 | 3.50% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 18 mo | $100,000–$250,000 | 3.55% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 18 mo | $1,000,000+ | 3.50% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 18 mo | $1,000,000+ | 3.55% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 18 mo | $1,000,000+ | 3.60% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 18 mo | $250,000–$500,000 | 3.45% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 18 mo | $250,000–$500,000 | 3.50% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 18 mo | $250,000–$500,000 | 3.55% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 18 mo | $500,000–$1,000,000 | 3.50% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 18 mo | $500,000–$1,000,000 | 3.55% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 18 mo | $500,000–$1,000,000 | 3.60% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $1,000–$100,000 | 4.90% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $1,000–$100,000 | 5.05% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $1,000–$100,000 | 4.95% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $1,000–$100,000 | 5.00% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $100,000–$250,000 | 4.95% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $100,000–$250,000 | 5.10% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $100,000–$250,000 | 5.00% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $100,000–$250,000 | 5.05% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $1,000,000+ | 5.00% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $1,000,000+ | 5.15% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $1,000,000+ | 5.05% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $1,000,000+ | 5.10% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $250,000–$500,000 | 4.95% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $250,000–$500,000 | 5.10% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $250,000–$500,000 | 5.00% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $250,000–$500,000 | 5.05% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $500,000–$1,000,000 | 5.00% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $500,000–$1,000,000 | 5.15% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $500,000–$1,000,000 | 5.05% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 2 yrs | $500,000–$1,000,000 | 5.10% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 mo | $1,000–$100,000 | 4.90% | - | paid at maturity; paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 mo | $100,000–$250,000 | 4.95% | - | paid at maturity; paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 mo | $1,000,000+ | 5.00% | - | paid at maturity; paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 mo | $250,000–$500,000 | 4.95% | - | paid at maturity; paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 mo | $500,000–$1,000,000 | 5.00% | - | paid at maturity; paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $1,000–$100,000 | 4.95% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $1,000–$100,000 | 5.10% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $1,000–$100,000 | 5.00% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $1,000–$100,000 | 5.05% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $100,000–$250,000 | 5.00% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $100,000–$250,000 | 5.15% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $100,000–$250,000 | 5.05% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $100,000–$250,000 | 5.10% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $1,000,000+ | 5.05% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $1,000,000+ | 5.20% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $1,000,000+ | 5.10% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $1,000,000+ | 5.15% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $250,000–$500,000 | 5.00% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $250,000–$500,000 | 5.15% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $250,000–$500,000 | 5.05% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $250,000–$500,000 | 5.10% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $500,000–$1,000,000 | 5.05% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $500,000–$1,000,000 | 5.20% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $500,000–$1,000,000 | 5.10% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 3 yrs | $500,000–$1,000,000 | 5.15% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $1,000–$100,000 | 5.00% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $1,000–$100,000 | 5.15% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $1,000–$100,000 | 5.05% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $1,000–$100,000 | 5.10% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $100,000–$250,000 | 5.05% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $100,000–$250,000 | 5.20% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $100,000–$250,000 | 5.10% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $100,000–$250,000 | 5.15% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $1,000,000+ | 5.10% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $1,000,000+ | 5.25% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $1,000,000+ | 5.15% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $1,000,000+ | 5.20% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $250,000–$500,000 | 5.05% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $250,000–$500,000 | 5.20% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $250,000–$500,000 | 5.10% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $250,000–$500,000 | 5.15% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $500,000–$1,000,000 | 5.10% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $500,000–$1,000,000 | 5.25% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $500,000–$1,000,000 | 5.15% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 4 yrs | $500,000–$1,000,000 | 5.20% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 6 mo | $1,000–$100,000 | 5.10% | - | paid at maturity; paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 6 mo | $100,000–$250,000 | 5.15% | - | paid at maturity; paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 6 mo | $1,000,000+ | 5.20% | - | paid at maturity; paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 6 mo | $250,000–$500,000 | 5.15% | - | paid at maturity; paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 6 mo | $500,000–$1,000,000 | 5.20% | - | paid at maturity; paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $1,000–$100,000 | 5.10% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $1,000–$100,000 | 5.25% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $1,000–$100,000 | 5.15% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $1,000–$100,000 | 5.20% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $100,000–$250,000 | 5.15% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $100,000–$250,000 | 5.30% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $100,000–$250,000 | 5.20% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $100,000–$250,000 | 5.25% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $1,000,000+ | 5.20% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $1,000,000+ | 5.35% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $1,000,000+ | 5.25% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $1,000,000+ | 5.30% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $250,000–$500,000 | 5.15% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $250,000–$500,000 | 5.30% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $250,000–$500,000 | 5.20% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $250,000–$500,000 | 5.25% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $500,000–$1,000,000 | 5.20% | - | paid every 1 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $500,000–$1,000,000 | 5.35% | - | paid every 1 yr |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $500,000–$1,000,000 | 5.25% | - | paid every 3 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 5 yrs | $500,000–$1,000,000 | 5.30% | - | paid every 6 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 9 mo | $1,000–$100,000 | 5.15% | - | paid at maturity; paid every 9 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 9 mo | $100,000–$250,000 | 5.20% | - | paid at maturity; paid every 9 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 9 mo | $1,000,000+ | 5.25% | - | paid at maturity; paid every 9 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 9 mo | $250,000–$500,000 | 5.20% | - | paid at maturity; paid every 9 mo |
| FixedA 0.10% per annum loyalty bonus applies in addition to the above fixed rate when a Term Deposit is automatically re-invested before maturity. | - | 9 mo | $500,000–$1,000,000 | 5.25% | - | paid at maturity; paid every 9 mo |
Rate changes
30 changes logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 14 Oct 2026 | Fixed, 1 yr, $1,000–$100,000 | 5.00% | 5.10% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $1,000–$100,000 | 5.15% | 5.25% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $1,000–$100,000 | 5.05% | 5.15% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $1,000–$100,000 | 5.10% | 5.20% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $100,000–$250,000 | 5.05% | 5.15% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $100,000–$250,000 | 5.20% | 5.30% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $100,000–$250,000 | 5.10% | 5.20% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $100,000–$250,000 | 5.15% | 5.25% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $1,000,000+ | 5.10% | 5.20% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $1,000,000+ | 5.25% | 5.35% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $1,000,000+ | 5.15% | 5.25% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $1,000,000+ | 5.20% | 5.30% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $250,000–$500,000 | 5.05% | 5.15% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $250,000–$500,000 | 5.20% | 5.30% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $250,000–$500,000 | 5.10% | 5.20% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $250,000–$500,000 | 5.15% | 5.25% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $500,000–$1,000,000 | 5.10% | 5.20% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $500,000–$1,000,000 | 5.25% | 5.35% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $500,000–$1,000,000 | 5.15% | 5.25% | up 0.10 |
| 14 Oct 2026 | Fixed, 1 yr, $500,000–$1,000,000 | 5.20% | 5.30% | up 0.10 |
| 14 Oct 2026 | Fixed, 6 mo, $1,000–$100,000 | 5.00% | 5.10% | up 0.10 |
| 14 Oct 2026 | Fixed, 6 mo, $100,000–$250,000 | 5.05% | 5.15% | up 0.10 |
| 14 Oct 2026 | Fixed, 6 mo, $1,000,000+ | 5.10% | 5.20% | up 0.10 |
| 14 Oct 2026 | Fixed, 6 mo, $250,000–$500,000 | 5.05% | 5.15% | up 0.10 |
| 14 Oct 2026 | Fixed, 6 mo, $500,000–$1,000,000 | 5.10% | 5.20% | up 0.10 |
| 14 Oct 2026 | Fixed, 9 mo, $1,000–$100,000 | 5.05% | 5.15% | up 0.10 |
| 14 Oct 2026 | Fixed, 9 mo, $100,000–$250,000 | 5.10% | 5.20% | up 0.10 |
| 14 Oct 2026 | Fixed, 9 mo, $1,000,000+ | 5.15% | 5.25% | up 0.10 |
| 14 Oct 2026 | Fixed, 9 mo, $250,000–$500,000 | 5.10% | 5.20% | up 0.10 |
| 14 Oct 2026 | Fixed, 9 mo, $500,000–$1,000,000 | 5.15% | 5.25% | up 0.10 |
Each change is logged the night it appears in the rates Rabobank publishes. See how every lender answered the RBA on the rate tracker.
Fees
2 fees published, grouped by when they're charged.
- When you take it outNo fee published
- While you hold itNo feeAccount keeping fee
- When you close it or pay it offVariesEarly withdrawal fee
While you hold it1
- Account keeping feeNo fee
When you close it or pay it off1
- Early withdrawal fee
If you would like to withdraw your Term Deposit prior to maturity, you will be required to provide us with at least 31 calendar days' notice and pay an early withdrawal fee unless we determine that y… Early withdrawal fee discount or waiver
Varies
Features
Digital banking
- From February 1 2012, the Financial Claims Scheme applies to eligible deposits with a balance up to $250,000 per account holder, per Authorised Deposit-taking Institution.
Eligibility and limits
- Minimum age 18
- Residency: Each individual owner of an account must be residing in and tax resident of Australia.
- Available to individuals
- Minimum balance $1,000
- Opening balance $1,000
- New customers are required to open and maintain a High Interest Savings Account (HISA) which is a variable rate at-call savings account which does not charge fees and has no minimum balance requireme…
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Published by Rabobank under the Consumer Data Right, last changed by them on 13 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.