The Finance Algorithm
Summerland

Fixed Term Deposit

Fixed Term Deposit

Term depositsBank updated 3 Sept 2026
At a glance
Best rate
5.25% for 12m
12 months
5.25%
Min deposit
$1,000
§ 01 — Rates · 96
TypeApplies toTermBandRateComparisonConditions
Fixed10 months, Interest at Maturity10 mo$1,000–$20,0004.90%paid at maturity
Fixed10 months, Interest Monthly10 mo$1,000–$20,0004.80%paid every 1 mo
Fixed10 months, Interest at Maturity10 mo$100,000–$1,000,0005.10%paid at maturity
Fixed10 months, Interest Monthly10 mo$100,000–$1,000,0005.00%paid every 1 mo
Fixed10 months, Interest at Maturity10 mo$20,000–$100,0005.00%paid at maturity
Fixed10 months, Interest Monthly10 mo$20,000–$100,0004.90%paid every 1 mo
Fixed11 months, Interest at Maturity11 mo$1,000–$20,0004.90%paid at maturity
Fixed11 months, Interest Monthly11 mo$1,000–$20,0004.80%paid every 1 mo
Fixed11 months, Interest at Maturity11 mo$100,000–$1,000,0005.10%paid at maturity
Fixed11 months, Interest Monthly11 mo$100,000–$1,000,0005.00%paid every 1 mo
Fixed11 months, Interest at Maturity11 mo$20,000–$100,0005.00%paid at maturity
Fixed11 months, Interest Monthly11 mo$20,000–$100,0004.90%paid every 1 mo
Fixed12 Months, Interest Monthly1 yr$1,000–$20,0004.95%paid every 1 mo
Fixed12 Months, Interest at Maturity1 yr$1,000–$20,0005.05%paid at maturity; paid every 1 yr
Fixed12 Months, Interest Monthly1 yr$100,000–$1,000,0005.15%paid every 1 mo
Fixed12 Months, Interest at Maturity1 yr$100,000–$1,000,0005.25%paid at maturity; paid every 1 yr
Fixed12 Months, Interest Monthly1 yr$20,000–$100,0005.05%paid every 1 mo
Fixed12 Months, Interest at Maturity1 yr$20,000–$100,0005.15%paid at maturity; paid every 1 yr
Fixed13 months, Interest at Maturity13 mo$1,000–$20,0004.80%paid at maturity
Fixed13 months, Interest Monthly13 mo$1,000–$20,0004.70%paid every 1 mo
Fixed13 months, Interest at Maturity13 mo$100,000–$1,000,0005.00%paid at maturity
Fixed13 months, Interest Monthly13 mo$100,000–$1,000,0004.90%paid every 1 mo
Fixed13 months, Interest at Maturity13 mo$20,000–$100,0004.90%paid at maturity
Fixed13 months, Interest Monthly13 mo$20,000–$100,0004.80%paid every 1 mo
Fixed18 Months, Interest at Maturity18 mo$1,000–$20,0004.80%paid at maturity
Fixed18 months, Interest Monthly18 mo$1,000–$20,0004.70%paid every 1 mo
Fixed18 Months, Interest at Maturity18 mo$100,000–$1,000,0005.00%paid at maturity
Fixed18 months, Interest Monthly18 mo$100,000–$1,000,0004.90%paid every 1 mo
Fixed18 Months, Interest at Maturity18 mo$20,000–$100,0004.90%paid at maturity
Fixed18 months, Interest Monthly18 mo$20,000–$100,0004.80%paid every 1 mo
Fixed24 Months, Interest Monthly2 yrs$1,000–$20,0004.40%paid every 1 mo
Fixed24 Months, Interest at Maturity2 yrs$1,000–$20,0004.50%paid at maturity; paid every 2 yrs
Fixed24 Months, Interest Monthly2 yrs$100,000–$1,000,0004.60%paid every 1 mo
Fixed24 Months, Interest at Maturity2 yrs$100,000–$1,000,0004.70%paid at maturity; paid every 2 yrs
Fixed24 Months, Interest Monthly2 yrs$20,000–$100,0004.50%paid every 1 mo
Fixed24 Months, Interest at Maturity2 yrs$20,000–$100,0004.60%paid at maturity; paid every 2 yrs
Fixed3 Months, Interest Monthly3 mo$1,000–$20,0003.20%paid every 1 mo
Fixed3 Months, Interest at Maturity3 mo$1,000–$20,0003.30%paid at maturity; paid every 3 mo
Fixed3 Months, Interest Monthly3 mo$100,000–$1,000,0003.40%paid every 1 mo
Fixed3 Months, Interest at Maturity3 mo$100,000–$1,000,0003.50%paid at maturity; paid every 3 mo
Fixed3 Months, Interest Monthly3 mo$20,000–$100,0003.30%paid every 1 mo
Fixed3 Months, Interest at Maturity3 mo$20,000–$100,0003.40%paid at maturity; paid every 3 mo
Fixed36 Months, Interest Monthly3 yrs$1,000–$20,0003.90%paid every 1 mo
Fixed36 Months, Interest at Maturity3 yrs$1,000–$20,0004.00%paid at maturity; paid every 3 yrs
Fixed36 Months, Interest Monthly3 yrs$100,000–$1,000,0004.10%paid every 1 mo
Fixed36 Months, Interest at Maturity3 yrs$100,000–$1,000,0004.20%paid at maturity; paid every 3 yrs
Fixed36 Months, Interest Monthly3 yrs$20,000–$100,0004.00%paid every 1 mo
Fixed36 Months, Interest at Maturity3 yrs$20,000–$100,0004.10%paid at maturity; paid every 3 yrs
Fixed4 Months, Interest Monthly4 mo$1,000–$20,0004.35%paid every 1 mo
Fixed4 Months, Interest at Maturity4 mo$1,000–$20,0004.45%paid at maturity; paid every 4 mo
Fixed4 Months, Interest Monthly4 mo$100,000–$1,000,0004.55%paid every 1 mo
Fixed4 Months, Interest at Maturity4 mo$100,000–$1,000,0004.65%paid at maturity; paid every 4 mo
Fixed4 Months, Interest Monthly4 mo$20,000–$100,0004.45%paid every 1 mo
Fixed4 Months, Interest at Maturity4 mo$20,000–$100,0004.55%paid at maturity; paid every 4 mo
Fixed48 Months, Interest Monthly4 yrs$1,000–$20,0003.30%paid every 1 mo
Fixed48 Months, Interest at Maturity4 yrs$1,000–$20,0003.40%paid at maturity; paid every 4 yrs
Fixed48 Months, Interest Monthly4 yrs$100,000–$1,000,0003.50%paid every 1 mo
Fixed48 Months, Interest at Maturity4 yrs$100,000–$1,000,0003.60%paid at maturity; paid every 4 yrs
Fixed48 Months, Interest Monthly4 yrs$20,000–$100,0003.40%paid every 1 mo
Fixed48 Months, Interest at Maturity4 yrs$20,000–$100,0003.50%paid at maturity; paid every 4 yrs
Fixed5 Months, Interest Monthly5 mo$1,000–$20,0004.40%paid every 1 mo
Fixed5 Months, Interest at Maturity5 mo$1,000–$20,0004.50%paid at maturity; paid every 5 mo
Fixed5 Months, Interest Monthly5 mo$100,000–$1,000,0004.60%paid every 1 mo
Fixed5 Months, Interest at Maturity5 mo$100,000–$1,000,0004.70%paid at maturity; paid every 5 mo
Fixed5 Months, Interest Monthly5 mo$20,000–$100,0004.50%paid every 1 mo
Fixed5 Months, Interest at Maturity5 mo$20,000–$100,0004.60%paid at maturity; paid every 5 mo
Fixed6 Months, Interest Monthly6 mo$1,000–$20,0004.60%paid every 1 mo
Fixed6 Months, Interest at Maturity6 mo$1,000–$20,0004.70%paid at maturity; paid every 6 mo
Fixed6 Months, Interest Monthly6 mo$100,000–$1,000,0004.80%paid every 1 mo
Fixed6 Months, Interest at Maturity6 mo$100,000–$1,000,0004.90%paid at maturity; paid every 6 mo
Fixed6 Months, Interest Monthly6 mo$20,000–$100,0004.70%paid every 1 mo
Fixed6 Months, Interest at Maturity6 mo$20,000–$100,0004.80%paid at maturity; paid every 6 mo
Fixed60 Months, Interest Monthly5 yrs$1,000–$20,0003.35%paid every 1 mo
Fixed60 Months, Interest at Maturity5 yrs$1,000–$20,0003.45%paid at maturity; paid every 5 yrs
Fixed60 Months, Interest Monthly5 yrs$100,000–$1,000,0003.55%paid every 1 mo
Fixed60 Months, Interest at Maturity5 yrs$100,000–$1,000,0003.65%paid at maturity; paid every 5 yrs
Fixed60 Months, Interest Monthly5 yrs$20,000–$100,0003.45%paid every 1 mo
Fixed60 Months, Interest at Maturity5 yrs$20,000–$100,0003.55%paid at maturity; paid every 5 yrs
Fixed7 months, Interest at Maturity7 mo$1,000–$20,0004.80%paid at maturity
Fixed7 months, Interest Monthly7 mo$1,000–$20,0004.70%paid every 1 mo
Fixed7 months, Interest at Maturity7 mo$100,000–$1,000,0005.00%paid at maturity
Fixed7 months, Interest Monthly7 mo$100,000–$1,000,0004.90%paid every 1 mo
Fixed7 months, Interest at Maturity7 mo$20,000–$100,0004.90%paid at maturity
Fixed7 months, Interest Monthly7 mo$20,000–$100,0004.80%paid every 1 mo
Fixed8 months, Interest at Maturity8 mo$1,000–$20,0004.80%paid at maturity
Fixed8 months, Interest Monthly8 mo$1,000–$20,0004.70%paid every 1 mo
Fixed8 months, Interest at Maturity8 mo$100,000–$1,000,0005.00%paid at maturity
Fixed8 months, Interest Monthly8 mo$100,000–$1,000,0004.90%paid every 1 mo
Fixed8 months, Interest at Maturity8 mo$20,000–$100,0004.90%paid at maturity
Fixed8 months, Interest Monthly8 mo$20,000–$100,0004.80%paid every 1 mo
Fixed9 Months, Interest Monthly9 mo$1,000–$20,0004.80%paid every 1 mo
Fixed9 Months, Interest at Maturity9 mo$1,000–$20,0004.90%paid at maturity; paid every 9 mo
Fixed9 Months, Interest Monthly9 mo$100,000–$1,000,0005.00%paid every 1 mo
Fixed9 Months, Interest at Maturity9 mo$100,000–$1,000,0005.10%paid at maturity; paid every 9 mo
Fixed9 Months, Interest Monthly9 mo$20,000–$100,0004.90%paid every 1 mo
Fixed9 Months, Interest at Maturity9 mo$20,000–$100,0005.00%paid at maturity; paid every 9 mo
§ 03 — Features
  • · Save on paper, receive and view your statements online.
§ 04 — Eligibility & limits
  • · Residency: An eligibility constraint based on residency status applies.
  • · Minimum balance $1,000

Published by Summerland Bank under the Consumer Data Right, last changed by them on 3 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.