Suncorp Bank
Term Deposit
Enjoy a guaranteed return on your money when you invest for a nominated fixed period
Term depositsBank updated 11 Sept 2026
At a glance
- Best rate
- 5.30% for 12m
- 12 months
- 5.30%
- Min deposit
- $5,000
§ 01 — Rates · 51
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed01 Month TD Interest at Maturity | — | 1 mo | $100,000–$999,999 | 1.30% | — | paid at maturity; paid every 1 mo |
| Fixed01 Month TD Interest at Maturity | — | 1 mo | $1,000,000–$2,000,000 | 1.35% | — | paid at maturity; paid every 1 mo |
| Fixed01 Month TD Interest at Maturity | — | 1 mo | $5,000–$99,999 | 1.25% | — | paid at maturity; paid every 1 mo |
| Fixed10 Month TD Interest at Maturity | — | 10 mo | $100,000–$999,999 | 3.75% | — | paid at maturity; paid every 10 mo |
| Fixed10 Month TD Interest at Maturity | — | 10 mo | $1,000,000–$2,000,000 | 3.80% | — | paid at maturity; paid every 10 mo |
| Fixed10 Month TD Interest at Maturity | — | 10 mo | $5,000–$99,999 | 3.70% | — | paid at maturity; paid every 10 mo |
| Fixed11 Month TD Interest at Maturity | — | 11 mo | $100,000–$999,999 | 4.15% | — | paid at maturity; paid every 11 mo |
| Fixed11 Month TD Interest at Maturity | — | 11 mo | $1,000,000–$2,000,000 | 4.20% | — | paid at maturity; paid every 11 mo |
| Fixed11 Month TD Interest at Maturity | — | 11 mo | $5,000–$99,999 | 4.10% | — | paid at maturity; paid every 11 mo |
| Fixed12 Month TD Interest at Maturity | — | 1 yr | $100,000–$999,999 | 5.30% | — | paid at maturity; paid every 1 yr |
| Fixed12 Month TD Interest at Maturity | — | 1 yr | $1,000,000–$2,000,000 | 5.30% | — | paid at maturity; paid every 1 yr |
| Fixed12 Month TD Interest at Maturity | — | 1 yr | $5,000–$99,999 | 5.30% | — | paid at maturity; paid every 1 yr |
| Fixed18 Month TD Interest Annually | — | 18 mo | $100,000–$999,999 | 5.15% | — | paid every 1 yr |
| Fixed18 Month TD Interest Annually | — | 18 mo | $1,000,000–$2,000,000 | 5.15% | — | paid every 1 yr |
| Fixed18 Month TD Interest Annually | — | 18 mo | $5,000–$99,999 | 5.15% | — | paid every 1 yr |
| Fixed02 Month TD Interest at Maturity | — | 2 mo | $100,000–$999,999 | 2.00% | — | paid at maturity; paid every 2 mo |
| Fixed02 Month TD Interest at Maturity | — | 2 mo | $1,000,000–$2,000,000 | 2.05% | — | paid at maturity; paid every 2 mo |
| Fixed02 Month TD Interest at Maturity | — | 2 mo | $5,000–$99,999 | 1.95% | — | paid at maturity; paid every 2 mo |
| Fixed24 Month TD Interest Annually | — | 2 yrs | $100,000–$999,999 | 5.00% | — | paid every 1 yr |
| Fixed24 Month TD Interest Annually | — | 2 yrs | $1,000,000–$2,000,000 | 5.00% | — | paid every 1 yr |
| Fixed24 Month TD Interest Annually | — | 2 yrs | $5,000–$99,999 | 5.00% | — | paid every 1 yr |
| Fixed03 Month TD Interest at Maturity | — | 3 mo | $100,000–$999,999 | 5.00% | — | paid at maturity; paid every 3 mo |
| Fixed03 Month TD Interest at Maturity | — | 3 mo | $1,000,000–$2,000,000 | 5.00% | — | paid at maturity; paid every 3 mo |
| Fixed03 Month TD Interest at Maturity | — | 3 mo | $5,000–$99,999 | 5.00% | — | paid at maturity; paid every 3 mo |
| Fixed36 Month TD Interest Annually | — | 3 yrs | $100,000–$999,999 | 5.00% | — | paid every 1 yr |
| Fixed36 Month TD Interest Annually | — | 3 yrs | $1,000,000–$2,000,000 | 5.00% | — | paid every 1 yr |
| Fixed36 Month TD Interest Annually | — | 3 yrs | $5,000–$99,999 | 5.00% | — | paid every 1 yr |
| Fixed04 Month TD Interest at Maturity | — | 4 mo | $100,000–$999,999 | 4.00% | — | paid at maturity; paid every 4 mo |
| Fixed04 Month TD Interest at Maturity | — | 4 mo | $1,000,000–$2,000,000 | 4.05% | — | paid at maturity; paid every 4 mo |
| Fixed04 Month TD Interest at Maturity | — | 4 mo | $5,000–$99,999 | 3.95% | — | paid at maturity; paid every 4 mo |
| Fixed48 Month TD Interest Annually | — | 4 yrs | $100,000–$999,999 | 5.00% | — | paid every 1 yr |
| Fixed48 Month TD Interest Annually | — | 4 yrs | $1,000,000–$2,000,000 | 5.00% | — | paid every 1 yr |
| Fixed48 Month TD Interest Annually | — | 4 yrs | $5,000–$99,999 | 5.00% | — | paid every 1 yr |
| Fixed05 Month TD Interest at Maturity | — | 5 mo | $100,000–$999,999 | 3.75% | — | paid at maturity; paid every 5 mo |
| Fixed05 Month TD Interest at Maturity | — | 5 mo | $1,000,000–$2,000,000 | 3.80% | — | paid at maturity; paid every 5 mo |
| Fixed05 Month TD Interest at Maturity | — | 5 mo | $5,000–$99,999 | 3.70% | — | paid at maturity; paid every 5 mo |
| Fixed06 Month TD Interest at Maturity | — | 6 mo | $100,000–$999,999 | 4.90% | — | paid at maturity; paid every 6 mo |
| Fixed06 Month TD Interest at Maturity | — | 6 mo | $1,000,000–$2,000,000 | 4.90% | — | paid at maturity; paid every 6 mo |
| Fixed06 Month TD Interest at Maturity | — | 6 mo | $5,000–$99,999 | 4.90% | — | paid at maturity; paid every 6 mo |
| Fixed60 Month TD Interest Annually | — | 5 yrs | $100,000–$999,999 | 5.00% | — | paid every 1 yr |
| Fixed60 Month TD Interest Annually | — | 5 yrs | $1,000,000–$2,000,000 | 5.00% | — | paid every 1 yr |
| Fixed60 Month TD Interest Annually | — | 5 yrs | $5,000–$99,999 | 5.00% | — | paid every 1 yr |
| Fixed07 Month TD Interest at Maturity | — | 7 mo | $100,000–$999,999 | 4.05% | — | paid at maturity; paid every 7 mo |
| Fixed07 Month TD Interest at Maturity | — | 7 mo | $1,000,000–$2,000,000 | 4.10% | — | paid at maturity; paid every 7 mo |
| Fixed07 Month TD Interest at Maturity | — | 7 mo | $5,000–$99,999 | 4.00% | — | paid at maturity; paid every 7 mo |
| Fixed08 Month TD Interest at Maturity | — | 8 mo | $100,000–$999,999 | 3.75% | — | paid at maturity; paid every 8 mo |
| Fixed08 Month TD Interest at Maturity | — | 8 mo | $1,000,000–$2,000,000 | 3.80% | — | paid at maturity; paid every 8 mo |
| Fixed08 Month TD Interest at Maturity | — | 8 mo | $5,000–$99,999 | 3.70% | — | paid at maturity; paid every 8 mo |
| Fixed09 Month TD Interest at Maturity | — | 9 mo | $100,000–$999,999 | 5.20% | — | paid at maturity; paid every 9 mo |
| Fixed09 Month TD Interest at Maturity | — | 9 mo | $1,000,000–$2,000,000 | 5.20% | — | paid at maturity; paid every 9 mo |
| Fixed09 Month TD Interest at Maturity | — | 9 mo | $5,000–$99,999 | 5.20% | — | paid at maturity; paid every 9 mo |
§ 02 — Fees · 5
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Interest Certificate | Event | $10 | — | previous financial year - per certificate issued |
| Record Search/Copy Fee | Event | $70 | — | per hour |
| Request for Audit Certificate | Event | $30 | — | per certificate |
| Breaking TD Term - Interest Adjustment | Other | $0 | — | Adjustment based on proportion of term completed. Proportion of term completed: 0%-25%, Adjustment: 80% of interest earned up to the date we will allow you to withdraw your deposit; Proportion of ter… |
| Account keeping fee | Periodic | No fee | Every 1 mo | No monthly account keeping fees |
§ 03 — Features
Digital banking
- · Pay $0 monthly account keeping fees
- · Monthly interest payments are available on terms 2-60 months at 0.05% p.a. below carded rates for interest at maturity (terms 2-12m) or interest annually (terms greater than 12m).
- · If you want to withdraw your Term Deposit before maturity you need to provide at least 31 days' notice. You may incur an interest adjustment
- · Quarterly interest payments are available on terms 6-60 months at 0.05% p.a. below carded rates for interest at maturity (terms 6-12m) or interest annually (terms greater than 12m).
- · Semi-annual interest payments are available on terms 12-60 months at 0.05% p.a. below carded rates for interest at maturity (12m) or interest annually (terms greater than 12m).
§ 04 — Eligibility & limits
- · Minimum age 11
- · Residency: Account owners must be residents of Australia
- · Minimum balance $5,000
- · Opening balance $5,000
§ 06 — Run the numbers
Put this product through a calculator
Published by Suncorp Bank under the Consumer Data Right, last changed by them on 11 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.