Bendigo Bank
Standard Term Deposit
Bendigo Bank’s range of term deposits offer great rates so you can watch your money grow. At maturity, reinvest, add extra or withdraw all/part of your investment from any Bendigo Branch.
Term depositsBank updated 21 July 2026
At a glance
- Best rate
- 5.00% for 12m
- 12 months
- 5.00%
- Min deposit
- $1
§ 01 — Rates · 70
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | — | 1 mo | up to $5,000 | 0.05% | — | paid at maturity |
| Fixed | — | 1 mo | $5,000–$5,000,000 | 1.20% | — | paid at maturity |
| Fixed | — | 10 mo | up to $5,000 | 0.10% | — | paid at maturity |
| Fixed | — | 10 mo | $5,000–$5,000,000 | 3.25% | — | paid at maturity |
| Fixed | — | 11 mo | up to $5,000 | 0.10% | — | paid at maturity |
| Fixed | — | 11 mo | $5,000–$5,000,000 | 3.30% | — | paid at maturity |
| Fixed | — | 1 yr | up to $5,000 | 0.15% | — | paid at maturity |
| Fixed | — | 1 yr | up to $5,000 | 0.15% | — | paid every 1 mo |
| Fixed | — | 1 yr | up to $5,000 | 0.15% | — | paid every 3 mo |
| Fixed | — | 1 yr | up to $5,000 | 0.15% | — | paid every 6 mo |
| Fixed | — | 1 yr | $5,000–$5,000,000 | 5.00% | — | paid at maturity |
| Fixed | — | 1 yr | $5,000–$5,000,000 | 4.95% | — | paid every 1 mo |
| Fixed | — | 1 yr | $5,000–$5,000,000 | 4.95% | — | paid every 3 mo |
| Fixed | — | 1 yr | $5,000–$5,000,000 | 4.95% | — | paid every 6 mo |
| Fixed | — | 15 mo | up to $5,000 | 0.15% | — | paid every 3 mo |
| Fixed | — | 15 mo | $5,000–$5,000,000 | 3.00% | — | paid every 3 mo |
| Fixed | — | 2 mo | up to $5,000 | 0.05% | — | paid at maturity |
| Fixed | — | 2 mo | $5,000–$5,000,000 | 1.45% | — | paid at maturity |
| Fixed | — | 2 yrs | up to $5,000 | 0.15% | — | paid at maturity |
| Fixed | — | 2 yrs | up to $5,000 | 0.15% | — | paid every 1 mo |
| Fixed | — | 2 yrs | up to $5,000 | 0.15% | — | paid every 1 yr |
| Fixed | — | 2 yrs | up to $5,000 | 0.15% | — | paid every 3 mo |
| Fixed | — | 2 yrs | up to $5,000 | 0.15% | — | paid every 6 mo |
| Fixed | — | 2 yrs | $5,000–$5,000,000 | 4.50% | — | paid at maturity |
| Fixed | — | 2 yrs | $5,000–$5,000,000 | 4.40% | — | paid every 1 mo |
| Fixed | — | 2 yrs | $5,000–$5,000,000 | 4.45% | — | paid every 1 yr |
| Fixed | — | 2 yrs | $5,000–$5,000,000 | 4.40% | — | paid every 3 mo |
| Fixed | — | 2 yrs | $5,000–$5,000,000 | 4.40% | — | paid every 6 mo |
| Fixed | — | 3 mo | up to $5,000 | 0.05% | — | paid at maturity |
| Fixed | — | 3 mo | $5,000–$5,000,000 | 2.75% | — | paid at maturity |
| Fixed | — | 3 yrs | up to $5,000 | 0.15% | — | paid every 1 mo |
| Fixed | — | 3 yrs | up to $5,000 | 0.15% | — | paid every 1 yr |
| Fixed | — | 3 yrs | up to $5,000 | 0.15% | — | paid every 3 mo |
| Fixed | — | 3 yrs | up to $5,000 | 0.15% | — | paid every 6 mo |
| Fixed | — | 3 yrs | $5,000–$5,000,000 | 2.95% | — | paid every 1 mo |
| Fixed | — | 3 yrs | $5,000–$5,000,000 | 3.00% | — | paid every 1 yr |
| Fixed | — | 3 yrs | $5,000–$5,000,000 | 2.95% | — | paid every 3 mo |
| Fixed | — | 3 yrs | $5,000–$5,000,000 | 2.95% | — | paid every 6 mo |
| Fixed | — | 4 mo | up to $5,000 | 0.05% | — | paid at maturity |
| Fixed | — | 4 mo | $5,000–$5,000,000 | 3.60% | — | paid at maturity |
| Fixed | — | 4 yrs | up to $5,000 | 0.15% | — | paid every 1 mo |
| Fixed | — | 4 yrs | up to $5,000 | 0.15% | — | paid every 1 yr |
| Fixed | — | 4 yrs | up to $5,000 | 0.15% | — | paid every 3 mo |
| Fixed | — | 4 yrs | up to $5,000 | 0.15% | — | paid every 6 mo |
| Fixed | — | 4 yrs | $5,000–$5,000,000 | 2.95% | — | paid every 1 mo |
| Fixed | — | 4 yrs | $5,000–$5,000,000 | 3.00% | — | paid every 1 yr |
| Fixed | — | 4 yrs | $5,000–$5,000,000 | 2.95% | — | paid every 3 mo |
| Fixed | — | 4 yrs | $5,000–$5,000,000 | 2.95% | — | paid every 6 mo |
| Fixed | — | 5 mo | up to $5,000 | 0.05% | — | paid at maturity |
| Fixed | — | 5 mo | $5,000–$5,000,000 | 2.90% | — | paid at maturity |
| Fixed | — | 6 mo | up to $5,000 | 0.10% | — | paid at maturity |
| Fixed | — | 6 mo | up to $5,000 | 0.10% | — | paid every 1 mo |
| Fixed | — | 6 mo | up to $5,000 | 0.10% | — | paid every 3 mo |
| Fixed | — | 6 mo | $5,000–$5,000,000 | 3.00% | — | paid at maturity |
| Fixed | — | 6 mo | $5,000–$5,000,000 | 2.95% | — | paid every 1 mo |
| Fixed | — | 6 mo | $5,000–$5,000,000 | 2.95% | — | paid every 3 mo |
| Fixed | — | 5 yrs | up to $5,000 | 0.15% | — | paid every 1 mo |
| Fixed | — | 5 yrs | up to $5,000 | 0.15% | — | paid every 1 yr |
| Fixed | — | 5 yrs | up to $5,000 | 0.15% | — | paid every 3 mo |
| Fixed | — | 5 yrs | up to $5,000 | 0.15% | — | paid every 6 mo |
| Fixed | — | 5 yrs | $5,000–$5,000,000 | 2.95% | — | paid every 1 mo |
| Fixed | — | 5 yrs | $5,000–$5,000,000 | 3.00% | — | paid every 1 yr |
| Fixed | — | 5 yrs | $5,000–$5,000,000 | 2.95% | — | paid every 3 mo |
| Fixed | — | 5 yrs | $5,000–$5,000,000 | 2.95% | — | paid every 6 mo |
| Fixed | — | 7 mo | up to $5,000 | 0.10% | — | paid at maturity |
| Fixed | — | 7 mo | $5,000–$5,000,000 | 3.15% | — | paid at maturity |
| Fixed | — | 8 mo | up to $5,000 | 0.10% | — | paid at maturity |
| Fixed | — | 8 mo | $5,000–$5,000,000 | 4.40% | — | paid at maturity |
| Fixed | — | 9 mo | up to $5,000 | 0.10% | — | paid at maturity |
| Fixed | — | 9 mo | $5,000–$5,000,000 | 3.20% | — | paid at maturity |
§ 02 — Fees · 2
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Bank Cheque Withdrawal | Transaction | $10 | — | — |
| EFT Credit Transfer | Transaction | $4 | — | — |
§ 03 — Features
Digital banking
§ 04 — Eligibility & limits
- · Minimum balance $1
- · Opening balance $1,000
§ 06 — Run the numbers
Put this product through a calculator
Published by Bendigo Bank under the Consumer Data Right, last changed by them on 21 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.