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Term Deposit - Intermediary

Alex gets you a competitive interest rate on your term deposit. Origination via accredited deposit intermediaries only.

Term depositsBank updated 30 Oct 2026
Terms ↗

At a glance

Best rate
5.50% for 12m
12 months
5.50%
Min deposit
$10,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This term deposit: 4.90%Every other institution's highest, 54 in all

Best rate for 3 months. One dot per institution, at its highest 3-month term deposit rate anyone can apply for; hover or tap a dot for its name.

RateThis term depositBest anywhereTypical institutionWhere it sits
3-month term depositBest rate for 3 months4.90%5.30%Heartland Bank's Broker Term Deposit4.60%of 55 institutions22nd highest of 55, level with 2 others
6-month term depositBest rate for 6 months5.00%5.47%Heartland Bank's Broker Term Deposit5.10%of 63 institutions35th highest of 63, level with 4 others
12-month term depositBest rate for 12 months5.50%5.75%Suncorp Bank's Term Deposit5.30%of 65 institutions7th highest of 65, level with one other
2-year term depositBest rate for 2 years5.30%5.60%Judo Bank's Personal Term Deposits4.90%of 55 institutions8th highest of 55
3-year term depositBest rate for 3 years5.10%5.60%Judo Bank's Personal Term Deposits4.25%of 44 institutions9th highest of 44
5-year term depositBest rate for 5 years5.40%5.65%Judo Bank's Personal Term Deposits4.00%of 27 institutions2nd highest of 27

Rates

Every rate Alex.Bank publishes for this term deposit, 15 in all.

Its best rate at each term

  1. 3 motypical 4.60%4.90%
  2. 6 motypical 5.10%5.00%
  3. 9 mo5.30%
  4. 1 yrtypical 5.30%5.50%
  5. 18 mo5.35%
  6. 2 yrstypical 4.90%5.30%
  7. 3 yrstypical 4.25%5.10%
  8. 4 yrs5.10%
  9. 5 yrstypical 4.00%5.40%
This term depositTypical institution's best for the term
TypeApplies toTermBandRateComparisonConditions
FixedInterest Paid Monthly-1 yr$10,000–$500,0005.40%-paid every 1 mo
FixedInterest Paid at Maturity-1 yr$10,000–$500,0005.50%-paid at maturity; paid every 1 yr
FixedInterest Paid Monthly-18 mo$10,000–$500,0005.25%-paid every 1 mo
FixedInterest Paid Annually-18 mo$10,000–$500,0005.35%-paid every 1 yr
FixedInterest Paid Monthly-2 yrs$10,000–$500,0005.20%-paid every 1 mo
FixedInterest Paid Annually-2 yrs$10,000–$500,0005.30%-paid every 1 yr
FixedInterest Paid at Maturity-3 mo$10,000–$500,0004.90%-paid at maturity; paid every 3 mo
FixedInterest Paid Monthly-3 yrs$10,000–$500,0005.00%-paid every 1 mo
FixedInterest Paid Annually-3 yrs$10,000–$500,0005.10%-paid every 1 yr
FixedInterest Paid Monthly-4 yrs$10,000–$500,0005.00%-paid every 1 mo
FixedInterest Paid Annually-4 yrs$10,000–$500,0005.10%-paid every 1 yr
FixedInterest Paid at Maturity-6 mo$10,000–$500,0005.00%-paid at maturity; paid every 6 mo
FixedInterest Paid Monthly-5 yrs$10,000–$500,0005.30%-paid every 1 mo
FixedInterest Paid Annually-5 yrs$10,000–$500,0005.40%-paid every 1 yr
FixedInterest Paid At Maturity-9 mo$10,000–$500,0005.30%-paid at maturity; paid every 9 mo

Rate changes

43 changes logged, newest first.

DateRateWasNowChange
30 Oct 2026Fixed, 1 yr, $10,000–$500,0005.45%5.40%down 0.05
30 Oct 2026Fixed, 1 yr, $10,000–$500,0005.55%5.50%down 0.05
30 Oct 2026Fixed, 18 mo, $10,000–$500,0005.30%5.25%down 0.05
30 Oct 2026Fixed, 18 mo, $10,000–$500,0005.40%5.35%down 0.05
30 Oct 2026Fixed, 2 yrs, $10,000–$500,0005.30%5.20%down 0.10
30 Oct 2026Fixed, 2 yrs, $10,000–$500,0005.40%5.30%down 0.10
19 Oct 2026Fixed, 1 yr, $10,000–$500,0005.40%5.45%up 0.05
19 Oct 2026Fixed, 1 yr, $10,000–$500,0005.50%5.55%up 0.05
19 Oct 2026Fixed, 18 mo, $10,000–$500,0005.00%5.30%up 0.30
19 Oct 2026Fixed, 18 mo, $10,000–$500,0005.10%5.40%up 0.30
19 Oct 2026Fixed, 2 yrs, $10,000–$500,0005.20%5.30%up 0.10
19 Oct 2026Fixed, 2 yrs, $10,000–$500,0005.30%5.40%up 0.10
19 Oct 2026Fixed, 5 yrs, $10,000–$500,0005.20%5.30%up 0.10
19 Oct 2026Fixed, 5 yrs, $10,000–$500,0005.30%5.40%up 0.10
9 Oct 2026Fixed, 1 yr, $10,000–$500,0005.45%5.40%down 0.05
9 Oct 2026Fixed, 1 yr, $10,000–$500,0005.55%5.50%down 0.05
9 Oct 2026Fixed, 3 mo, $10,000–$500,0005.00%4.90%down 0.10
9 Oct 2026Fixed, 6 mo, $10,000–$500,0005.30%5.00%down 0.30
9 Oct 2026Fixed, 5 yrs, $10,000–$500,0005.30%5.20%down 0.10
9 Oct 2026Fixed, 5 yrs, $10,000–$500,0005.40%5.30%down 0.10
9 Oct 2026Fixed, 9 mo, $10,000–$500,0005.35%5.30%down 0.05
30 Sept 2026Fixed, 1 yr, $10,000–$500,0005.40%5.45%up 0.05
30 Sept 2026Fixed, 1 yr, $10,000–$500,0005.50%5.55%up 0.05
30 Sept 2026Fixed, 2 yrs, $10,000–$500,0005.10%5.20%up 0.10
30 Sept 2026Fixed, 2 yrs, $10,000–$500,0005.20%5.30%up 0.10
30 Sept 2026Fixed, 3 yrs, $10,000–$500,0004.90%5.00%up 0.10
30 Sept 2026Fixed, 3 yrs, $10,000–$500,0005.00%5.10%up 0.10
30 Sept 2026Fixed, 4 yrs, $10,000–$500,0004.90%5.00%up 0.10
30 Sept 2026Fixed, 4 yrs, $10,000–$500,0005.00%5.10%up 0.10
30 Sept 2026Fixed, 5 yrs, $10,000–$500,0005.20%5.30%up 0.10
30 Sept 2026Fixed, 5 yrs, $10,000–$500,0005.30%5.40%up 0.10
30 Sept 2026Fixed, 9 mo, $10,000–$500,0005.25%5.35%up 0.10
29 Sept 2026Fixed, 1 yr, $10,000–$500,0005.35%5.40%up 0.05
29 Sept 2026Fixed, 1 yr, $10,000–$500,0005.45%5.50%up 0.05
29 Sept 2026Fixed, 6 mo, $10,000–$500,0005.20%5.30%up 0.10
25 Sept 2026Fixed, 1 yr, $10,000–$500,0005.30%5.35%up 0.05
25 Sept 2026Fixed, 1 yr, $10,000–$500,0005.40%5.45%up 0.05
25 Sept 2026Fixed, 6 mo, $10,000–$500,0005.25%5.20%down 0.05
22 Sept 2026Fixed, 1 yr, $10,000–$500,0005.25%5.30%up 0.05
22 Sept 2026Fixed, 1 yr, $10,000–$500,0005.35%5.40%up 0.05
22 Sept 2026Fixed, 6 mo, $10,000–$500,0005.20%5.25%up 0.05
22 Sept 2026Fixed, 9 mo, $10,000–$500,0005.20%5.25%up 0.05
18 Sept 2026Fixed, 3 mo, $10,000–$500,0005.15%5.00%down 0.15

Each change is logged the night it appears in the rates Alex.Bank publishes. See how every lender answered the RBA on the rate tracker.

Fees

One fee published, grouped by when they're charged.

While you hold it1

  • Account Keeping Fee
    No fee

Features

  • Reinvest Principal and Interest, Reinvest Principal and Payout Interest, Payout Principal and Interest.
  • At Maturity, Annually, Monthly.
  • 7 calendar days from the date of reinvestment.
  • 31 calendar days' advance notice in writing unless financial hardship applies. An interest or principal adjustment may be applicable.

Eligibility and limits

  • Minimum age 18
  • Residency: Individuals must be an Australian Citizen or Permanent Resident.
  • Minimum balance $10,000
  • Individual, Joint (max of 2 individuals), Sole Trader, Trust (max 1 company trustee and/or up to 4 individual trustees), Self-Managed Superannuation Fund
  • Origination via accredited deposit intermediaries only.

Published by Alex.Bank under the Consumer Data Right, last changed by them on 30 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.