FTD - Interest Annually
Fixed Term Deposits are available for terms from 3mths to 36mths. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term.
At a glance
- Best rate
- 5.00% for 24m
- Min deposit
- $1,000
How it compares
This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This term deposit | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| 2-year term depositBest rate for 2 years | 5.00% | 5.60%Judo Bank's Personal Term Deposits | 4.90%of 55 institutions | 18th highest of 55, level with 8 others |
| 3-year term depositBest rate for 3 years | 4.50% | 5.60%Judo Bank's Personal Term Deposits | 4.25%of 44 institutions | 17th highest of 44, level with 2 others |
Rates
Every rate Queensland Country Bank publishes for this term deposit, 2 in all.
Its best rate at each term
- 2 yrstypical 4.90%5.00%
- 3 yrstypical 4.25%4.50%
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | - | 2 yrs | $1,000+ | 5.00% | - | paid every 1 yr |
| Fixed | - | 3 yrs | $1,000+ | 4.50% | - | paid every 1 yr |
Fees
One fee published, grouped by when they're charged.
When you make a transaction1
- Early Redemption Fee
Calculated as follows: Withdrawal Amount x (Early Redemption Rate of 2%) x (days invested/365)
2.00% of interest accrued
Features
None published.
Eligibility and limits
- Minimum age 13
- Minimum balance $1,000
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Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.