The Finance Algorithm
Queensland Country Bank logoQueensland Country Bank

FTD - Interest Annually

Fixed Term Deposits are available for terms from 3mths to 36mths. Fixed Term Deposits allow you to lock funds away for the agreed time, at the agreed rate with options for interest to be paid monthly, annually or at the end term.

Term depositsBank updated 23 Sept 2026

At a glance

Best rate
5.00% for 24m
Min deposit
$1,000

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This term deposit: 5.00%Every other institution's highest, 54 in all

Best rate for 2 years. One dot per institution, at its highest 2-year term deposit rate anyone can apply for; hover or tap a dot for its name.

RateThis term depositBest anywhereTypical institutionWhere it sits
2-year term depositBest rate for 2 years5.00%5.60%Judo Bank's Personal Term Deposits4.90%of 55 institutions18th highest of 55, level with 8 others
3-year term depositBest rate for 3 years4.50%5.60%Judo Bank's Personal Term Deposits4.25%of 44 institutions17th highest of 44, level with 2 others

Rates

Every rate Queensland Country Bank publishes for this term deposit, 2 in all.

Its best rate at each term

  1. 2 yrstypical 4.90%5.00%
  2. 3 yrstypical 4.25%4.50%
This term depositTypical institution's best for the term
TypeApplies toTermBandRateComparisonConditions
Fixed-2 yrs$1,000+5.00%-paid every 1 yr
Fixed-3 yrs$1,000+4.50%-paid every 1 yr

Fees

One fee published, grouped by when they're charged.

When you make a transaction1

  • Early Redemption Fee

    Calculated as follows: Withdrawal Amount x (Early Redemption Rate of 2%) x (days invested/365)

    2.00% of interest accrued

Features

None published.

Eligibility and limits

  • Minimum age 13
  • Minimum balance $1,000

Published by Queensland Country Bank under the Consumer Data Right, last changed by them on 23 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.