Arab Bank Australia Ltd Prod
Fixed Term Deposit - Personal
Competitive short term, and long term investments.
Term depositsBank updated 16 Sept 2026
At a glance
- Best rate
- 5.15% for 6m
- 12 months
- 4.50%
- Min deposit
- $0
§ 01 — Rates · 72
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | — | 1 mo | up to $1,999 | 1.75% | — | paid at maturity; paid every 1 mo |
| Fixed | — | 1 mo | $10,000–$49,999 | 2.25% | — | paid at maturity; paid every 1 mo |
| Fixed | — | 1 mo | $100,000–$499,999 | 2.25% | — | paid at maturity; paid every 1 mo |
| Fixed | — | 1 mo | $2,000–$4,999 | 1.75% | — | paid at maturity; paid every 1 mo |
| Fixed | — | 1 mo | $5,000–$9,999 | 1.75% | — | paid at maturity; paid every 1 mo |
| Fixed | — | 1 mo | $50,000–$99,999 | 2.25% | — | paid at maturity; paid every 1 mo |
| Fixed | — | 1 yr | up to $1,999 | 4.00% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 1 yr | $10,000–$49,999 | 4.50% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 1 yr | $100,000–$499,999 | 4.50% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 1 yr | $2,000–$4,999 | 4.00% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 1 yr | $5,000–$9,999 | 4.00% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 1 yr | $50,000–$99,999 | 4.50% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 2 mo | up to $1,999 | 1.75% | — | paid at maturity; paid every 2 mo |
| Fixed | — | 2 mo | $10,000–$49,999 | 2.25% | — | paid at maturity; paid every 2 mo |
| Fixed | — | 2 mo | $100,000–$499,999 | 2.25% | — | paid at maturity; paid every 2 mo |
| Fixed | — | 2 mo | $2,000–$4,999 | 1.75% | — | paid at maturity; paid every 2 mo |
| Fixed | — | 2 mo | $5,000–$9,999 | 1.75% | — | paid at maturity; paid every 2 mo |
| Fixed | — | 2 mo | $50,000–$99,999 | 2.25% | — | paid at maturity; paid every 2 mo |
| Fixed | — | 2 yrs | up to $1,999 | 3.15% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 2 yrs | $10,000–$49,999 | 3.40% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 2 yrs | $100,000–$499,999 | 3.40% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 2 yrs | $2,000–$4,999 | 3.15% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 2 yrs | $5,000–$9,999 | 3.15% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 2 yrs | $50,000–$99,999 | 3.40% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 3 mo | up to $1,999 | 4.50% | — | paid at maturity; paid every 3 mo |
| Fixed | — | 3 mo | $10,000–$49,999 | 5.00% | — | paid at maturity; paid every 3 mo |
| Fixed | — | 3 mo | $100,000–$499,999 | 5.00% | — | paid at maturity; paid every 3 mo |
| Fixed | — | 3 mo | $2,000–$4,999 | 4.50% | — | paid at maturity; paid every 3 mo |
| Fixed | — | 3 mo | $5,000–$9,999 | 4.50% | — | paid at maturity; paid every 3 mo |
| Fixed | — | 3 mo | $50,000–$99,999 | 5.00% | — | paid at maturity; paid every 3 mo |
| Fixed | — | 3 yrs | up to $1,999 | 3.05% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 3 yrs | $10,000–$49,999 | 3.30% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 3 yrs | $100,000–$499,999 | 3.30% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 3 yrs | $2,000–$4,999 | 3.05% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 3 yrs | $5,000–$9,999 | 3.05% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 3 yrs | $50,000–$99,999 | 3.30% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 4 mo | up to $1,999 | 3.30% | — | paid at maturity; paid every 4 mo |
| Fixed | — | 4 mo | $10,000–$49,999 | 3.80% | — | paid at maturity; paid every 4 mo |
| Fixed | — | 4 mo | $100,000–$499,999 | 3.80% | — | paid at maturity; paid every 4 mo |
| Fixed | — | 4 mo | $2,000–$4,999 | 3.30% | — | paid at maturity; paid every 4 mo |
| Fixed | — | 4 mo | $5,000–$9,999 | 3.30% | — | paid at maturity; paid every 4 mo |
| Fixed | — | 4 mo | $50,000–$99,999 | 3.80% | — | paid at maturity; paid every 4 mo |
| Fixed | — | 4 yrs | up to $1,999 | 3.05% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 4 yrs | $10,000–$49,999 | 3.30% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 4 yrs | $100,000–$499,999 | 3.30% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 4 yrs | $2,000–$4,999 | 3.05% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 4 yrs | $5,000–$9,999 | 3.05% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 4 yrs | $50,000–$99,999 | 3.30% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 5 mo | up to $1,999 | 3.30% | — | paid at maturity; paid every 5 mo |
| Fixed | — | 5 mo | $10,000–$49,999 | 3.80% | — | paid at maturity; paid every 5 mo |
| Fixed | — | 5 mo | $100,000–$499,999 | 3.80% | — | paid at maturity; paid every 5 mo |
| Fixed | — | 5 mo | $2,000–$4,999 | 3.30% | — | paid at maturity; paid every 5 mo |
| Fixed | — | 5 mo | $5,000–$9,999 | 3.30% | — | paid at maturity; paid every 5 mo |
| Fixedhttps://www.arabbank.com.au/personal/transaction-investment-accounts/fixed-term-deposit | — | 5 mo | $50,000–$99,999 | 3.80% | — | paid at maturity; paid every 5 mo |
| Fixed | — | 6 mo | up to $1,999 | 4.65% | — | paid at maturity; paid every 6 mo |
| Fixed | — | 6 mo | $10,000–$49,999 | 5.15% | — | paid at maturity; paid every 6 mo |
| Fixed | — | 6 mo | $100,000–$499,999 | 5.15% | — | paid at maturity; paid every 6 mo |
| Fixed | — | 6 mo | $2,000–$4,999 | 4.65% | — | paid at maturity; paid every 6 mo |
| Fixed | — | 6 mo | $5,000–$9,999 | 4.65% | — | paid at maturity; paid every 6 mo |
| Fixed | — | 6 mo | $50,000–$99,999 | 5.15% | — | paid at maturity; paid every 6 mo |
| Fixed | — | 5 yrs | up to $1,999 | 2.95% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 5 yrs | $10,000–$49,999 | 3.20% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 5 yrs | $100,000–$499,999 | 3.20% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 5 yrs | $2,000–$4,999 | 2.95% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 5 yrs | $5,000–$9,999 | 2.95% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 5 yrs | $50,000–$99,999 | 3.20% | — | paid at maturity; paid every 1 yr |
| Fixed | — | 9 mo | up to $1,999 | 4.00% | — | paid at maturity; paid every 9 mo |
| Fixed | — | 9 mo | $10,000–$49,999 | 4.50% | — | paid at maturity; paid every 9 mo |
| Fixed | — | 9 mo | $100,000–$499,999 | 4.50% | — | paid at maturity; paid every 9 mo |
| Fixed | — | 9 mo | $2,000–$4,999 | 4.00% | — | paid at maturity; paid every 9 mo |
| Fixed | — | 9 mo | $5,000–$9,999 | 4.00% | — | paid at maturity; paid every 9 mo |
| Fixed | — | 9 mo | $50,000–$99,999 | 4.50% | — | paid at maturity; paid every 9 mo |
§ 03 — Features
Digital banking
- · Australian Government Guaranteed for deposits up to $250K.
- · Interest paid on maturity for up to 1 year terms. For terms 2, 3, 4, and 5 years interest is paid yearly.
- · Competitive interest rates offered.
- · Different terms available; between one month and five years.
- · Automatic rollover available.
- · Term Deposit certificate issued to keep track of your investment.
- · Deposits can be made in Australian Dollars and other selected currencies.
- · No minimum deposit. For deposits of $500K and over ask for TD rate.
§ 04 — Eligibility & limits
- · Available to individuals or business customers. Minimum opening balance $1. Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 16 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.