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Arab Bank Australia Ltd Prod logoArab Bank Australia Ltd Prod

Fixed Term Deposit - Personal

Competitive short term, and long term investments.

Term depositsBank updated 16 Sept 2026
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At a glance

Best rate
5.15% for 6m
12 months
4.50%
Min deposit
$0

How it compares

This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This term deposit: 5.00%Every other institution's highest, 54 in all

Best rate for 3 months. One dot per institution, at its highest 3-month term deposit rate anyone can apply for; hover or tap a dot for its name.

RateThis term depositBest anywhereTypical institutionWhere it sits
3-month term depositBest rate for 3 months5.00%5.30%Heartland Bank's Broker Term Deposit4.60%of 55 institutions12th highest of 55, level with 5 others
6-month term depositBest rate for 6 months5.15%5.47%Heartland Bank's Broker Term Deposit5.10%of 63 institutions25th highest of 63, level with 3 others
12-month term depositBest rate for 12 months4.50%5.75%Suncorp Bank's Term Deposit5.30%of 65 institutions62nd highest of 65, level with one other
2-year term depositBest rate for 2 years3.40%5.60%Judo Bank's Personal Term Deposits4.90%of 55 institutions51st highest of 55
3-year term depositBest rate for 3 years3.30%5.60%Judo Bank's Personal Term Deposits4.25%of 44 institutions38th highest of 44, level with one other
5-year term depositBest rate for 5 years3.20%5.65%Judo Bank's Personal Term Deposits4.00%of 27 institutions24th highest of 27

Rates

Every rate Arab Bank Australia Ltd Prod publishes for this term deposit, 72 in all.

Its best rate at each term

  1. 1 mo2.25%
  2. 2 mo2.25%
  3. 3 motypical 4.60%5.00%
  4. 4 mo3.80%
  5. 5 mo3.80%
  6. 6 motypical 5.10%5.15%
  7. 9 mo4.50%
  8. 1 yrtypical 5.30%4.50%
  9. 2 yrstypical 4.90%3.40%
  10. 3 yrstypical 4.25%3.30%
  11. 4 yrs3.30%
  12. 5 yrstypical 4.00%3.20%
This term depositTypical institution's best for the term
TypeApplies toTermBandRateComparisonConditions
Fixed-1 moup to $1,9991.75%-paid at maturity; paid every 1 mo
Fixed-1 mo$10,000–$49,9992.25%-paid at maturity; paid every 1 mo
Fixed-1 mo$100,000–$499,9992.25%-paid at maturity; paid every 1 mo
Fixed-1 mo$2,000–$4,9991.75%-paid at maturity; paid every 1 mo
Fixed-1 mo$5,000–$9,9991.75%-paid at maturity; paid every 1 mo
Fixed-1 mo$50,000–$99,9992.25%-paid at maturity; paid every 1 mo
Fixed-1 yrup to $1,9994.00%-paid at maturity; paid every 1 yr
Fixed-1 yr$10,000–$49,9994.50%-paid at maturity; paid every 1 yr
Fixed-1 yr$100,000–$499,9994.50%-paid at maturity; paid every 1 yr
Fixed-1 yr$2,000–$4,9994.00%-paid at maturity; paid every 1 yr
Fixed-1 yr$5,000–$9,9994.00%-paid at maturity; paid every 1 yr
Fixed-1 yr$50,000–$99,9994.50%-paid at maturity; paid every 1 yr
Fixed-2 moup to $1,9991.75%-paid at maturity; paid every 2 mo
Fixed-2 mo$10,000–$49,9992.25%-paid at maturity; paid every 2 mo
Fixed-2 mo$100,000–$499,9992.25%-paid at maturity; paid every 2 mo
Fixed-2 mo$2,000–$4,9991.75%-paid at maturity; paid every 2 mo
Fixed-2 mo$5,000–$9,9991.75%-paid at maturity; paid every 2 mo
Fixed-2 mo$50,000–$99,9992.25%-paid at maturity; paid every 2 mo
Fixed-2 yrsup to $1,9993.15%-paid at maturity; paid every 1 yr
Fixed-2 yrs$10,000–$49,9993.40%-paid at maturity; paid every 1 yr
Fixed-2 yrs$100,000–$499,9993.40%-paid at maturity; paid every 1 yr
Fixed-2 yrs$2,000–$4,9993.15%-paid at maturity; paid every 1 yr
Fixed-2 yrs$5,000–$9,9993.15%-paid at maturity; paid every 1 yr
Fixed-2 yrs$50,000–$99,9993.40%-paid at maturity; paid every 1 yr
Fixed-3 moup to $1,9994.50%-paid at maturity; paid every 3 mo
Fixed-3 mo$10,000–$49,9995.00%-paid at maturity; paid every 3 mo
Fixed-3 mo$100,000–$499,9995.00%-paid at maturity; paid every 3 mo
Fixed-3 mo$2,000–$4,9994.50%-paid at maturity; paid every 3 mo
Fixed-3 mo$5,000–$9,9994.50%-paid at maturity; paid every 3 mo
Fixed-3 mo$50,000–$99,9995.00%-paid at maturity; paid every 3 mo
Fixed-3 yrsup to $1,9993.05%-paid at maturity; paid every 1 yr
Fixed-3 yrs$10,000–$49,9993.30%-paid at maturity; paid every 1 yr
Fixed-3 yrs$100,000–$499,9993.30%-paid at maturity; paid every 1 yr
Fixed-3 yrs$2,000–$4,9993.05%-paid at maturity; paid every 1 yr
Fixed-3 yrs$5,000–$9,9993.05%-paid at maturity; paid every 1 yr
Fixed-3 yrs$50,000–$99,9993.30%-paid at maturity; paid every 1 yr
Fixed-4 moup to $1,9993.30%-paid at maturity; paid every 4 mo
Fixed-4 mo$10,000–$49,9993.80%-paid at maturity; paid every 4 mo
Fixed-4 mo$100,000–$499,9993.80%-paid at maturity; paid every 4 mo
Fixed-4 mo$2,000–$4,9993.30%-paid at maturity; paid every 4 mo
Fixed-4 mo$5,000–$9,9993.30%-paid at maturity; paid every 4 mo
Fixed-4 mo$50,000–$99,9993.80%-paid at maturity; paid every 4 mo
Fixed-4 yrsup to $1,9993.05%-paid at maturity; paid every 1 yr
Fixed-4 yrs$10,000–$49,9993.30%-paid at maturity; paid every 1 yr
Fixed-4 yrs$100,000–$499,9993.30%-paid at maturity; paid every 1 yr
Fixed-4 yrs$2,000–$4,9993.05%-paid at maturity; paid every 1 yr
Fixed-4 yrs$5,000–$9,9993.05%-paid at maturity; paid every 1 yr
Fixed-4 yrs$50,000–$99,9993.30%-paid at maturity; paid every 1 yr
Fixed-5 moup to $1,9993.30%-paid at maturity; paid every 5 mo
Fixed-5 mo$10,000–$49,9993.80%-paid at maturity; paid every 5 mo
Fixed-5 mo$100,000–$499,9993.80%-paid at maturity; paid every 5 mo
Fixed-5 mo$2,000–$4,9993.30%-paid at maturity; paid every 5 mo
Fixed-5 mo$5,000–$9,9993.30%-paid at maturity; paid every 5 mo
Fixedhttps://www.arabbank.com.au/personal/transaction-investment-accounts/fixed-term-deposit-5 mo$50,000–$99,9993.80%-paid at maturity; paid every 5 mo
Fixed-6 moup to $1,9994.65%-paid at maturity; paid every 6 mo
Fixed-6 mo$10,000–$49,9995.15%-paid at maturity; paid every 6 mo
Fixed-6 mo$100,000–$499,9995.15%-paid at maturity; paid every 6 mo
Fixed-6 mo$2,000–$4,9994.65%-paid at maturity; paid every 6 mo
Fixed-6 mo$5,000–$9,9994.65%-paid at maturity; paid every 6 mo
Fixed-6 mo$50,000–$99,9995.15%-paid at maturity; paid every 6 mo
Fixed-5 yrsup to $1,9992.95%-paid at maturity; paid every 1 yr
Fixed-5 yrs$10,000–$49,9993.20%-paid at maturity; paid every 1 yr
Fixed-5 yrs$100,000–$499,9993.20%-paid at maturity; paid every 1 yr
Fixed-5 yrs$2,000–$4,9992.95%-paid at maturity; paid every 1 yr
Fixed-5 yrs$5,000–$9,9992.95%-paid at maturity; paid every 1 yr
Fixed-5 yrs$50,000–$99,9993.20%-paid at maturity; paid every 1 yr
Fixed-9 moup to $1,9994.00%-paid at maturity; paid every 9 mo
Fixed-9 mo$10,000–$49,9994.50%-paid at maturity; paid every 9 mo
Fixed-9 mo$100,000–$499,9994.50%-paid at maturity; paid every 9 mo
Fixed-9 mo$2,000–$4,9994.00%-paid at maturity; paid every 9 mo
Fixed-9 mo$5,000–$9,9994.00%-paid at maturity; paid every 9 mo
Fixed-9 mo$50,000–$99,9994.50%-paid at maturity; paid every 9 mo

Features

Digital banking
  • Australian Government Guaranteed for deposits up to $250K.
  • Interest paid on maturity for up to 1 year terms. For terms 2, 3, 4, and 5 years interest is paid yearly.
  • Competitive interest rates offered.
  • Different terms available; between one month and five years.
  • Automatic rollover available.
  • Term Deposit certificate issued to keep track of your investment.
  • Deposits can be made in Australian Dollars and other selected currencies.
  • No minimum deposit. For deposits of $500K and over ask for TD rate.

Eligibility and limits

  •  Available to individuals or business customers.  Minimum opening balance $1.  Successful completion of applicable Arab Bank Australia Limited (ABAL) identification check requirements.

Published by Arab Bank Australia Limited under the Consumer Data Right, last changed by them on 16 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.