Cairns bank
Term deposits 12mths over $500,000 mthly interest
Cairns Bank term deposits pay a fixed rate of interest for a fixed term with interest paid monthly.
Term depositsBank updated 29 June 2026
At a glance
- Best rate
- 4.75% for 23m
- Min deposit
- $1,000
§ 01 — Rates · 6
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | — | 1094 days | $1,000–$1,000,000 | 4.50% | — | paid every 1 mo |
| Fixed | — | 1096 days | $1,000–$1,000,000 | 3.15% | — | paid every 1 mo |
| Fixed | — | 729 days | $1,000–$1,000,000 | 4.75% | — | paid every 1 mo |
| Fixed | — | 23 mo | $1,000–$1,000,000 | 4.75% | — | paid every 1 mo |
| Fixed | — | 35 mo | $1,000–$1,000,000 | 4.50% | — | paid every 1 mo |
| Fixed | — | 3 yrs | $1,000–$1,000,000 | 3.15% | — | paid every 1 mo |
§ 03 — Features
None published.
§ 04 — Eligibility & limits
§ 06 — Run the numbers
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Published by Cairns bank under the Consumer Data Right, last changed by them on 29 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.