Firefighters Mutual Bank
Term Deposit for Customers
Take advantage of great returns on our term deposits.
Term depositsBank updated 17 Aug 2026
At a glance
- Best rate
- 5.25% for 12m
- 12 months
- 5.25%
- Min deposit
- $1,000
§ 01 — Rates · 54
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | — | 1094 days | $1,000–$5,000 | 4.00% | — | — |
| Fixed | — | 1094 days | $5,000–$9,999,999 | 4.00% | — | — |
| Fixed | — | 119 days | $1,000–$5,000 | 4.80% | — | — |
| Fixed | — | 119 days | $5,000–$9,999,999 | 4.80% | — | — |
| Fixed | — | 149 days | $1,000–$5,000 | 4.00% | — | — |
| Fixed | — | 149 days | $5,000–$9,999,999 | 4.00% | — | — |
| Fixed | — | 179 days | $1,000–$5,000 | 4.00% | — | — |
| Fixed | — | 179 days | $5,000–$9,999,999 | 4.00% | — | — |
| Fixed | — | 209 days | $1,000–$5,000 | 4.60% | — | — |
| Fixed | — | 209 days | $5,000–$9,999,999 | 4.60% | — | — |
| Fixed | — | 239 days | $1,000–$5,000 | 5.00% | — | — |
| Fixed | — | 239 days | $5,000–$9,999,999 | 5.00% | — | — |
| Fixed | — | 269 days | $1,000–$5,000 | 4.00% | — | — |
| Fixed | — | 269 days | $5,000–$9,999,999 | 4.00% | — | — |
| Fixed | — | 299 days | $1,000–$5,000 | 4.50% | — | — |
| Fixed | — | 299 days | $5,000–$9,999,999 | 4.50% | — | — |
| Fixed | — | 329 days | $1,000–$5,000 | 4.00% | — | — |
| Fixed | — | 329 days | $5,000–$9,999,999 | 4.00% | — | — |
| Fixed | — | 364 days | $1,000–$5,000 | 4.00% | — | — |
| Fixed | — | 364 days | $5,000–$9,999,999 | 4.00% | — | — |
| Fixed | — | 394 days | $1,000–$5,000 | 5.25% | — | — |
| Fixed | — | 394 days | $5,000–$9,999,999 | 5.25% | — | — |
| Fixed | — | 544 days | $1,000–$5,000 | 4.00% | — | — |
| Fixed | — | 544 days | $5,000–$9,999,999 | 4.00% | — | — |
| Fixed | — | 729 days | $1,000–$5,000 | 4.00% | — | — |
| Fixed | — | 729 days | $5,000–$9,999,999 | 4.00% | — | — |
| Fixed | — | 10 mo | $1,000–$5,000 | 4.00% | — | paid every 10 mo |
| Fixed | — | 10 mo | $5,000–$9,999,999 | 4.00% | — | paid every 10 mo |
| Fixed | — | 11 mo | $1,000–$5,000 | 4.00% | — | paid every 11 mo |
| Fixed | — | 11 mo | $5,000–$9,999,999 | 4.00% | — | paid every 11 mo |
| Fixed | — | 1 yr | $1,000–$5,000 | 5.25% | — | paid every 1 yr |
| Fixed | — | 1 yr | $5,000–$9,999,999 | 5.25% | — | paid every 1 yr |
| Fixed | — | 17 mo | $1,000–$5,000 | 4.00% | — | paid every 17 mo |
| Fixed | — | 17 mo | $5,000–$9,999,999 | 4.00% | — | paid every 17 mo |
| Fixed | — | 23 mo | $1,000–$5,000 | 4.00% | — | paid every 23 mo |
| Fixed | — | 23 mo | $5,000–$9,999,999 | 4.00% | — | paid every 23 mo |
| Fixed | — | 3 mo | $1,000–$5,000 | 4.80% | — | paid every 3 mo |
| Fixed | — | 3 mo | $5,000–$9,999,999 | 4.80% | — | paid every 3 mo |
| Fixed | — | 35 mo | $1,000–$5,000 | 4.00% | — | paid every 35 mo |
| Fixed | — | 35 mo | $5,000–$9,999,999 | 4.00% | — | paid every 35 mo |
| Fixed | — | 3 yrs | $1,000–$5,000 | 4.00% | — | paid every 3 yrs |
| Fixed | — | 3 yrs | $5,000–$9,999,999 | 4.00% | — | paid every 3 yrs |
| Fixed | — | 4 mo | $1,000–$5,000 | 4.00% | — | paid every 4 mo |
| Fixed | — | 4 mo | $5,000–$9,999,999 | 4.00% | — | paid every 4 mo |
| Fixed | — | 5 mo | $1,000–$5,000 | 4.00% | — | paid every 5 mo |
| Fixed | — | 5 mo | $5,000–$9,999,999 | 4.00% | — | paid every 5 mo |
| Fixed | — | 6 mo | $1,000–$5,000 | 4.60% | — | paid every 6 mo |
| Fixed | — | 6 mo | $5,000–$9,999,999 | 4.60% | — | paid every 6 mo |
| Fixed | — | 7 mo | $1,000–$5,000 | 5.00% | — | paid every 7 mo |
| Fixed | — | 7 mo | $5,000–$9,999,999 | 5.00% | — | paid every 7 mo |
| Fixed | — | 8 mo | $1,000–$5,000 | 4.00% | — | paid every 8 mo |
| Fixed | — | 8 mo | $5,000–$9,999,999 | 4.00% | — | paid every 8 mo |
| Fixed | — | 9 mo | $1,000–$5,000 | 4.50% | — | paid every 9 mo |
| Fixed | — | 9 mo | $5,000–$9,999,999 | 4.50% | — | paid every 9 mo |
§ 03 — Features
Digital banking
- · No account keeping fee
- · A guaranteed rate for terms from 3 to 36 months
- · Earn a competitive interest rate on your investment with a minimum opening balance of $1,000 can get you started.
- · Interest can be paid monthly, 12 monthly or at maturity.
- · For deposits of $500,000 and over, rates are by negotiation and subject to acceptance.
- · We'll send you a written renewal notice before your deposit matures.
- · If you want to withdraw your Term Deposit before it matures you'll need to give us 31 days' notice. A reduced rate of interest will apply in these circumstances. For full details refer to our Conditi…
§ 04 — Eligibility & limits
- · Residency: Individuals must be citizens or permanent residents of Australia.
- · Minimum balance $1,000
- · Opening balance $1,000
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Firefighters Mutual Bank under the Consumer Data Right, last changed by them on 17 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.