AFG Home Loans - Retro
Every product AFG Home Loans - Retro publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 9 Oct 2026.
- Australian credit licence 389658 and AFS licence 418017, held by AFG Securities Pty Ltd; credit licence since 9 February 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
- A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.
8 products in 1 category
All of them home loansAFG Home Loans - Retro's rates today
AFG Home Loans - Retro's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 28 October 2026. Only products anyone can apply for are counted.
Where AFG Home Loans - Retro sits among every institution's best
| Rate | AFG Home Loans - Retro | Best anywhere | Typical institution |
|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.84%Retro | 5.69%AAA Financial Corporation's Portfolio Loan | 6.36%of 102 institutions |
AFG Home Loans - Retro home loan repayments
Repayments at AFG Home Loans - Retro's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.
Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not AFG Home Loans - Retro's own calculator: confirm the rate with AFG Home Loans - Retro before you apply.
AFG Home Loans - Retro home loan rates
Compare across lenders8 products
Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 6.84%, with a comparison rate of 6.88%, on its Retro: 88th lowest of 102 lenders.
- Retro
- Variable (owner occ. P&I)
- 6.74%, 6.78% comparison
- Variable (investor P&I)
- 7.04%
- Max LVR
- 95%
- Retro Lite
- Variable (owner occ. P&I)
- 7.19%, 7.53% comparison
- Variable (investor P&I)
- 7.34%
- Max LVR
- 90%
- Retro Lite Specialist
- Variable (owner occ. P&I)
- 7.74%, 8.16% comparison
- Variable (investor P&I)
- 8.04%
- Max LVR
- 80%
- Retro Lite Specialist Plus
- Variable (owner occ. P&I)
- 9.24%, 9.65% comparison
- Variable (investor P&I)
- 9.54%
- Max LVR
- 70%
- Retro SMSF
- Variable (investor P&I)
- 7.33%
- Max LVR
- 90%
- Features
- extra repayments
- Retro Specialist
- Variable (owner occ. P&I)
- 7.59%, 8.00% comparison
- Variable (investor P&I)
- 7.89%
- Max LVR
- 80%
- Retro Switch
- Variable (owner occ. P&I)
- 6.74%, 6.78% comparison
- Variable (investor P&I)
- 7.04%
- Max LVR
- 80%
- Retro Versa
- Variable (owner occ. P&I)
- 7.21%, 7.55% comparison
- Variable (investor P&I)
- 7.51%
- Max LVR
- 90%
Every published rate AFG Home Loans - Retro has changed.
Fri 9 Oct
AFG Home Loans - Retro lifted 233 variable home loan rates by 0.25 to 0.75 percentage points.
0.25 to 0.75- Retro Lite Specialist Plus (12 rates)
- Retro Switch (27 rates)
- Retro Specialist (27 rates)
- Retro (45 rates)
- Retro Versa (36 rates)
- Retro Lite (36 rates)
- Retro Lite Specialist (27 rates)
- Retro SMSF (23 rates)
Published by AFG Home Loans - Retro under the Consumer Data Right, last changed by them on 9 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.