homeloans.com.au
Every product homeloans.com.au publishes under the Consumer Data Right, with its rates set beside every other lender's. It last changed one on 10 Oct 2026.
- Australian credit licence 247829, held by Resimac Group Ltd; credit licence since 25 February 2011. Complaints it can't resolve go to the Australian Financial Complaints Authority (AFCA). ASIC register
- A non-bank lender: it lends but takes no deposits, and publishes its products under the Consumer Data Right like the banks.
1 product in 1 category
All of them home loanshomeloans.com.au's rates today
homeloans.com.au's best rate in each category, next to the best you'll find anywhere and the typical institution's best, as of 28 October 2026. Only products anyone can apply for are counted.
Where homeloans.com.au sits among every institution's best
| Rate | homeloans.com.au | Best anywhere | Typical institution |
|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 6.74%Low Rate Home Loan | 5.69%AAA Financial Corporation's Portfolio Loan | 6.36%of 102 institutions |
homeloans.com.au home loan repayments
Repayments at homeloans.com.au's lowest published rate for each loan type: owner occupier at 80% LVR unless marked investor, principal and interest, products open to anyone.
- VariableLow Rate Home Loan6.74%6.74% comparison$3,888a month
$799,536 in interest, $1,399,536 repaid in all
- Investor variableLow Rate Home Loan6.89%6.89% comparison$3,948a month
$821,132 in interest, $1,421,132 repaid in all
Principal and interest, monthly, as if the rate held for the whole term: a fixed rate reverts to a variable one when the fixed period ends. Fees, offsets and extra repayments aren't included; the repayment calculator handles those. Not homeloans.com.au's own calculator: confirm the rate with homeloans.com.au before you apply.
homeloans.com.au home loan rates
Compare across lenders1 product
Its lowest owner-occupier variable home loan rate (principal and interest, 80% LVR) is 6.74%, with a comparison rate of 6.74%, on its Low Rate Home Loan: 83rd lowest of 102 lenders, level with 3 others.
Every published rate homeloans.com.au has changed.
Sat 10 Oct
homeloans.com.au lifted 13 variable home loan rates by 0.20 to 0.25 percentage points.
0.20 to 0.25
Published by homeloans.com.au under the Consumer Data Right, last changed by them on 10 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.