Bank of China Great Wall International MasterCard Credit Card (Low rate Card)

The Bank of China Great Wall International Credit Card (Credit Card) can be used for making purchases and at any ATM in Australia and overseas displaying a MasterCard logo or for cash withdrawals at any Bank of China retail branches in Australia. You will enjoy up to 55 days of Interest-free period on purchases. The Credit Card also provides you with other features such as Smart Interest Free Instalment Plan and maximum Monthly Usage Limit for additional cardholders.

Credit cardsBank updated 25 Sept 2024

Product page ↗Fees & pricing ↗Terms ↗

At a glance

Purchase rate: 19.99%
Foreign transaction fee: 2.50%
Rewards: Rewards Points

Bank of China Great Wall International Credit Card

§ 01 — Rates · 2

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Purchase19.99% p.a interest on purchase after interest free period	—	—	—	19.99%	—	purchase rate
Purchase21.74% p.a interest on cash advance from transaction date and banlance transfer after transferred period	—	—	—	21.74%	—	cash advance and balance transfer rate

§ 02 — Fees · 18

Fee	Type	Amount	When	Notes
Cash advance Fee	Cash advance	No fee	—	$3 or 1.5% of the total cash advance amount
Card replacement fee	Event	$10	—	—
Copy of statement fee	Event	$5	—	—
Late payment Fee	Late payment	$15	—	—
Failed inter-bank direct debit fee	Payment	$20	—	—
Failed intra-bank direct debit fee	Payment	$10	—	—
Annual Fee	Periodic	$40	—	—
Currency Conversion Fee	Purchase	2.50% of transaction	—	2.5% of total transaction amount
Fee for Smart Interest Free Instalment Plans	Transaction	1.35% of transaction	—	1.35% of total installed amount for 3 months
Fee for Smart Interest Free Instalment Plans	Transaction	2.60% of transaction	—	2.6% of total installed amount for 3 months
Fee for Smart Interest Free Instalment Plans	Transaction	4.25% of transaction	—	4.25% of total installed amount for 3 months
Fee for Smart Interest Free Instalment Plans	Transaction	6.25% of transaction	—	6.25% of total installed amount for 3 months
Fee for Smart Interest Free Instalment Plans	Transaction	9.95% of transaction	—	9.95% of total installed amount for 3 months
Fee for Smart Interest Free Instalment Plans	Transaction	14.10% of transaction	—	14.10% of total installed amount for 3 months
Fee on Balance Transfer	Transaction	2.50% of transaction	—	2.5% of total transferred amount for 3 months
Fee on Balance Transfer	Transaction	5.00% of transaction	—	5% of total transferred amount for 6 months
Fee on Balance Transfer	Transaction	9.00% of transaction	—	9% of total transferred amount for 9 months
Fee on Balance Transfer	Transaction	13.00% of transaction	—	13% of total transferred amount for 12 months

§ 03 — Features

Digital bankingUnlimited transactionsBalance transfersOverdraft4 additional cardsRewards Points

§ 04 — Eligibility & limits

· Amount $500 to no maximum

§ 05 — Compare

All credit cards →Other Bank of China credit cards Everything Bank of China publishes

§ 06 — Run the numbers

Put this product through a calculator

Payoff calculator

Months and interest to clear a balance at a given rate.

Balance transfer

What a 0% transfer saves once the offer ends.

Published by Bank of China under the Consumer Data Right, last changed by them on 25 Sept 2024. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.