Standard Variable Rate Home Loan

Home loansBank updated 1 July 2026

At a glance

Variable (owner occ. P&I): 8.39% · 8.46% comparison
Max LVR: 90%
Features: redraw, extra repayments

§ 01 — Rates · 1

Type	Applies to	Term	Band	Rate	Comparison	Conditions
Variable	Owner occupied · P&I	—	—	8.39%	8.46%	—

§ 02 — Fees · 1

Fee	Type	Amount	When	Notes
Application Fee	Event	$350	—	—

§ 03 — Features

RedrawExtra repaymentsDigital banking

§ 04 — Eligibility & limits

· Available to individuals
· Amount $1 to no maximum
· Maximum LVR 90%

§ 05 — Compare

All home loans →Other Bank of China home loans Everything Bank of China publishes

§ 06 — Run the numbers

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Published by Bank of China under the Consumer Data Right, last changed by them on 1 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.