Broken Hill BankL29 Occupied Housing
Looking To Purchase Or Build Your Own Home? We Offer A Home Loan Tailored To Your Needs With Fast Approval.
At a glance
- Variable (owner occ. P&I)
- 7.14%7.19% comparison
- Max LVR
- 95%
- Features
- redraw, extra repayments
How it compares
This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This home loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Variable home loanOwner occupier, principal & interest, 80% LVR | 7.14% | 5.93%SCCU's BROKER HOME LOAN | 6.38%of 104 institutions | 95th lowest of 104 |
Rates
The one rate Broken Hill Bank publishes for this home loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableReference Rate Provided And Subject To Assessment Of Application For Credit, With Interest Rate Being Offered Upon Approval | Owner occupied, P&I | - | - | 7.14% | 7.19% | - |
Rate changes
One change logged, newest first.
| Date | Rate | Was | Now | Change |
|---|---|---|---|---|
| 28 Oct 2026 | Variable, Owner occupied, P&I | 6.89% | 7.14% | up 0.25 |
Each change is logged the night it appears in the rates Broken Hill Bank publishes. See how every lender answered the RBA on the rate tracker.
Fees
24 fees published, grouped by when they're charged.
When you take it out11
- Agents FeeNo fee
- Credit Report Fee$20
- Electronic Settlement FeeNo fee
- IPEX Fee$35
- Lenders Mortgage InsuranceNo fee
- Loan Establishment Fee - Lenders Mortgage Insurance$855
- Loan Establishment Fee - Self Employed or Debt Consolidation$705
- Loan Establishment Fee$655
- Registration FeeNo fee
- Solicitors FeeNo fee
- Valuation FeeNo fee
When you make a transaction1
- Loan Redraw Processing Fee$35
When particular things happen12
- BHCCU Enforcement ExpenseNo fee
- Credit Bureau Default Listing$75
- Debt Agreement Fee$150
- Discharge Administration Fee$250
- Discharge Of Mortgage Fee$500.52
- Enforcement Collection CostNo fee
- Enforcement ExpenseNo fee
- Guarantee Security Fee$325
- Loan Contract Variation Fee$275
- Progress Drawdown Fee$150
- Security Handling Fee$200
- Settlement Fee$150
Features
- No Monthly Account Keeping Fees
- No Loan Service Fees
- No Penalties For Early Payouts
Eligibility and limits
- Minimum age 18
- Residency: Australian Citizens Or Permanent Residents
- Amount from $100,000, no maximum
- Maximum LVR 95%
- Subject To Eligibility For Credit Via Loan Application Assessment
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Published by Broken Hill Bank under the Consumer Data Right, last changed by them on 27 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.