HOUSING LOAN (CODE) - Owner Occupied - Variable Interest - Principal and Interest

Home loansBank updated 25 June 2026

At a glance

Variable (owner occ. P&I): 6.99% · 7.05% comparison
Max LVR: 80%
Features: offset, redraw, extra repayments

§ 01 — Rates · 1

Type	Applies to	Term	Band	Rate	Comparison	Conditions
VariableComparison Rate calculated on a secured loan of $150,000 over 25 years. A comparison rate schedule is available at all branches. WARNING: This comparison rate applies only to the example given; diffe…	Owner occupied · P&I	—	—	6.99%	7.05%	—

§ 03 — Features

Offset accountRedrawExtra repayments

§ 04 — Eligibility & limits

· Minimum age 18
· Maximum LVR 80%
· Minimum balance $500

§ 05 — Compare

All home loans →Other Central Murray Bank home loans Everything Central Murray Bank publishes

§ 06 — Run the numbers

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What a rate costs per month over the life of the loan.

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Published by Central Murray Bank under the Consumer Data Right, last changed by them on 25 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.