The Finance Algorithm
At a glance
Variable (owner occ. P&I)
9.21% · 9.21% comparison
Max LVR
95%
Features
redraw, extra repayments
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableOwner occupied · P&Iup to null9.21%9.21%Existing cust; Min deposits; New accounts; New customer
§ 02 — Fees · 17
FeeTypeAmountWhenNotes
Arrears Reminder FeeEvent$5
Final Notice of DemandEvent$40
Loan Renegotiation FeeEvent$150
Loan Switching FeeEvent$200
Manual Arrears Transfer FeeEvent$5
CU Solicitor Mtg Discharge FeeTransaction$380
Loan Redraw FeeTransactionNo fee
Loan Redraw FeeTransaction$20
Mortgage Discharge FeeTransaction$250
Loan Estab Fee - Owner BuilderUpfront$595
Loan Establishment FeeUpfront$595
PPSR Security Interest FeeUpfront$50
Progress Draw Fee-ConstructionUpfront$95
Property Search FeeUpfront$30
Real Time Transfer/NPP FeeUpfront$20
Scheduling Fee - Owner BuilderUpfront$550
Settlement Disbursement FeeUpfront$5
§ 03 — Features
RedrawExtra repaymentsGuarantor optionInstant paymentsDigital banking
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australia
  • · Available to individuals
  • · Maximum LVR 95%

Published by Coastline Bank under the Consumer Data Right, last changed by them on 15 July 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.