2-Year Fixed XL Home Loan Package
Our 2 year Fixed Home Loan Package is perfect if you have a strict budget as you’ll know exactly what your repayments will be. XL Fixed Package Home Loans are available for 31 to 40 years, for properties located in South Australia. Lending criteria applies and a suitability assessment will be complated as part of the application process. Plus you pay no monthly or redraw fees. The Credit Union SA Fixed Home Loan Package offers a fantastic collection of benefits across our Home Loans, Visa Credit Card, Personal Loans, Term Deposits and more. You pay an annual fee of $395.
- Fixed
- 2 yrs 6.09%
- Max LVR
- 97%
- Features
- redraw, extra repayments
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Owner occupied · P&I | 2 yrs fixed | 1–80% LVR | 6.09% | 7.17% | — |
| Fixed | Owner occupied · P&I | 2 yrs fixed | 80–97% LVR | 7.14% | 7.38% | — |
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Guarantor Application Fee | Event | $200 | — | — |
| Increase an existing home loan package | Event | No fee | — | — |
| Rate Lock Fee | Event | $600 | — | — |
| Split Loan Fee | Event | $100 | — | — |
| Split Loan Fee | Event | $150 | — | — |
| Annual fee | Periodic | $395 | — | — |
| Application fee | Upfront | No fee | — | — |
| Settlement fee | Upfront | No fee | — | — |
- · No loan application or monthly fee
- · Split Loans are available with eligible products
- · Minimum age 18
- · Residency: Australian citizen or permanent resident
- · Maximum LVR 97%
- · Opening balance $150,000
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Published by Credit Union SA under the Consumer Data Right, last changed by them on 3 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.