MACARTHUR CREDIT UNION LTD
GOVT LOW DEP 2YR FIXED OOC PI
GOVT LOW DEP 2YR FIXED OOC PI
Home loansBank updated 2 Sept 2026
At a glance
- Fixed
- 2 yrs 6.39%
- Features
- redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | Owner occupied · P&I | 2 yrs fixed | — | 6.39% | 6.08% | — |
§ 02 — Fees · 12
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| COLLECTION_FEE | Cash advance | Varies | — | At cost fee |
| LEGAL_FEE | Cash advance | Varies | — | At cost |
| VALUATION_FEE | Cash advance | Varies | — | Valuation charged at cost |
| APPLICATION_FEE_TOP_UP | Upfront | $300 | — | — |
| APPLICATION_FEE | Upfront | $400 | — | — |
| DEFAULT_NOTICES | Upfront | $55 | — | — |
| GENERAL_CONSENT_FEE | Upfront | $150 | — | — |
| MORTGAGE_DISCHARGE_FEE | Upfront | $200 | — | — |
| PPSR_REGISTRATION_FEE | Upfront | $15 | — | — |
| PPSR_VARIATION_FEE | Upfront | $10 | — | — |
| PRODUCTION_OF_TITLE_DEED_FEE | Upfront | $150 | — | — |
| SWITCHING_FEE | Upfront | $50 | — | — |
§ 03 — Features
RedrawExtra repaymentsInstant paymentsPayIDDigital banking
§ 04 — Eligibility & limits
- · Minimum age 18
- · Available to individuals
- · Minimum balance $25,000
- · Maximum term
§ 06 — Run the numbers
Put this product through a calculator
Published by The Mac under the Consumer Data Right, last changed by them on 2 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.