Horizon Bank
2 Year Fixed Home Loan
Rest assured with our fixed rate home loans knowing what your repayment amount will be for the 2 year period you have nominated.
Home loansBank updated 22 Sept 2026
At a glance
- Fixed
- 2 yrs 6.14%
- Max LVR
- 95%
- Annual fee
- $150
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 2
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedFor Owner Occupier loan purpose with Principal and Interest repayments. The comparison rate is based on a $150,000 secured loan for a term of twenty five years for all home loans. WARNING: This compa… | Owner occupied · P&I | 2 yrs fixed | ≤70% LVR | 6.14% | 6.52% | — |
| FixedFor Owner Occupier loan purpose with Principal and Interest repayments. The comparison rate is based on a $150,000 secured loan for a term of twenty five years for all home loans. WARNING: This compa… | Owner occupied · P&I | 2 yrs fixed | 70–90% LVR | 6.29% | 6.67% | — |
§ 02 — Fees · 4
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| LEGAL_AND_VALUATION_FEES | Cash advance | No fee | — | Third party costs including solicitors, valuers, agent fees & government charges including stamp duty, registration and any other fees we incur as applicable. |
| OTHER_FEES_AND_CHARGES_MAY_APPLY | Cash advance | No fee | — | A full list of fees and charges will be provided if loan is approved. Visit: https://horizonbank.com.au/more/important-info/fees-and-charges/ |
| 150_OFFSET_FEE | Periodic | $150 | Every 1 yr | Only payable if OFFSET feature enabled |
| 350_ESTABLISHMENT_FEE | Upfront | $350 | — | — |
§ 03 — Features
Offset accountRedrawExtra repaymentsInstant paymentsDigital banking
§ 04 — Eligibility & limits
- · Available to individuals
- · Maximum LVR 95%
- · Minimum balance $50,000
§ 06 — Run the numbers
Put this product through a calculator
Published by Horizon Bank under the Consumer Data Right, last changed by them on 22 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.