Easystreet
2 YEAR FIXED HOME LOAN - OWNER-OCCUPIED (Principal and Interest)
A fixed rate for 2 years for owner occupiers wanting certainty of repayments for a period. Comes with a 100% offset account, the ability to make extra repayments and no monthly or annual fees.
Home loansBank updated 18 Aug 2026
At a glance
- Fixed
- 2 yrs 6.34%
- Max LVR
- 80%
- Features
- offset, redraw, extra repayments
§ 01 — Rates · 1
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedComparison rate is calculated on a loan amount of $150,000 over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms,… | Owner occupied · P&I | 2 yrs fixed | — | 6.34% | 6.19% | — |
§ 02 — Fees · 13
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| COPY_OF_PRINT_STATEMENT_-_FEE | Event | $1.50 | — | $1.50 per page |
| EARLY_REPAYMENT_FEE_(ERF) | Event | No fee | — | Refer to loan contract |
| FAILURE_TO_COMPLY_NOTICE | Event | $25 | — | — |
| LOAN_VARIATION_FEE | Event | $250 | — | Includes loan split requests, additional splits, loan top up on existing loan, substitution of security, loan re-fix fee and loan switches (loan switching to a different loan type) |
| MORTGAGE_DEFAULT_NOTICE_FEE | Event | No fee | — | Charged at cost |
| PRODUCTION_OF_DEEDS | Event | No fee | — | Charged at cost |
| RE-ISSUE_LOAN_DOCUMENTATION_FEE | Event | $300 | — | — |
| RENTAL_OR_CONTRACT_PERFORMANCE_GUARANTEE | Event | $500 | — | $250 upfront preparation fee plus $250 p.a. (paid in advance) |
| SPECIAL_ATTENDANCE_FEE | Event | No fee | — | Charged at cost |
| SPECIAL_ATTENDANCE | Event | $300 | — | $300 + at cost fees |
| LATE_PAYMENT | Late payment | $25 | — | — |
| DEFAULT_NOTICE_FEE | Transaction | $50 | — | — |
| HOME_LOAN_APPLICATION_FEE | Upfront | $500 | — | Includes application, one legal and standard valuation fee free for first application, for one security only. |
§ 03 — Features
Offset accountRedrawExtra repayments
- · Split loan
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Australian citizen or permanent residency only
- · Available to individuals
- · Amount $50,000 to no maximum
- · Maximum LVR 80%
§ 06 — Run the numbers
Put this product through a calculator
Published by Easy Street under the Consumer Data Right, last changed by them on 18 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.