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Home loansLender updated 3 Oct 2026

At a glance

Variable (owner occ. P&I)
9.54%10.76% comparison
Max LVR
100%
Features
redraw, extra repayments

How it compares

This home loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.

This home loan: 9.54%Every other institution's lowest, 101 in all

Owner occupier, principal & interest, 80% LVR. One dot per institution, at its lowest variable home loan rate anyone can apply for; hover or tap a dot for its name.

RateThis home loanBest anywhereTypical institutionWhere it sits
Variable home loanOwner occupier, principal & interest, 80% LVR9.54%5.69%AAA Financial Corporation's Portfolio Loan6.36%of 102 institutions101st lowest of 102, level with one other

Rates

The one rate Mortgage House publishes for this home loan.

TypeApplies toTermBandRateComparisonConditions
VariableOwner occupied, P&I--9.54%10.76%-

Fees

5 fees published, grouped by when they're charged.

  1. When you take it outUp to $9952 fees, each listed below
  2. While you hold itUp to $102 fees, each listed below
  3. When you close it or pay it off$150Discharge Fee

When you take it out2

  • Application Fee
    $199
  • Settlement Fee
    $995

While you hold it2

  • Annual Facility Fee
    No fee
  • Monthly Fee
    $10

When you close it or pay it off1

  • Discharge Fee
    $150

Features

RedrawExtra repaymentsDigital banking
  • Direct debit repayments are available. Customer specifies repayment frequency, amount and nominated account.
  • Loan split capability may allow multiple accounts under one loan for personal, investment, fixed or variable split purposes.

Eligibility and limits

  • Amount $10,000 to $100,000
  • Maximum LVR 100%

Published by Mortgage House under the Consumer Data Right, last changed by them on 3 Oct 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.