The Finance Algorithm
At a glance
Variable
10.99% · 11.24% comparison
Loan size
$15,000 to no maximum
Upfront fee
$175
§ 01 — Rates · 1
TypeApplies toTermBandRateComparisonConditions
VariableP&I10.99%11.24%
§ 02 — Fees · 2
FeeTypeAmountWhenNotes
PERSONAL_LOAN_APPLICATIONUpfront$175
PERSONAL_LOAN_REDRAWWithdrawal$10
§ 03 — Features
RedrawDigital banking
§ 04 — Eligibility & limits
  • · Minimum age 18
  • · Residency: Australian Resident
  • · Available to individuals
  • · Amount $15,000 to no maximum

Published by First Option Bank under the Consumer Data Right, last changed by them on 31 Aug 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.