At a glance
- Variable
- 12.49%15.06% comparison
- Loan size
- $5,000 to $50,000
- Monthly fee
- $10
How it compares
This personal loan in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This personal loan | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| Car loan from a bank or lenderLowest advertised rate, fixed or variable | 12.49% | 5.74%Westpac's Car Loan | 6.99%of 42 institutions | 41st lowest of 42 |
Rates
The one rate Liberty Financial publishes for this personal loan.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| VariableComparison rates are based on a secured $30,000 car loan over a 5-year term, with no balloon payment for a new car. WARNING: This comparison rate is true only for the examples given and may not inclu… | P&I | - | - | 12.49% | 15.06% | - |
Fees
4 fees published, grouped by when they're charged.
- When you take it out0.20% of balanceEqualisation (risk) fee
- While you hold it$10 a monthOngoing fee
- When you close it or pay it off$125Discharge fee
When you take it out1
- Equalisation (risk) fee0.20% of balance
While you hold it1
- Ongoing fee
Ongoing fee $10 per month
$10 a month
When you close it or pay it off1
- Discharge fee
Early termination fees such as break costs may apply.
$125
Other fees1
- Application fee
Application fee varies. Other fees, charges and commissions may apply.
Varies
Features
- Repayments weekly, fortnightly, monthly
- Bad credit history accepted
- An interest rate discount of 0.25% p.a. applies for new and used plug-in electric vehicles. Hybrids excluded.
- Interest rate loadings apply to older vehicles, resulting in higher interest rates. Call 13 11 33 or speak with your local Liberty Adviser for details.
- Support for start-up businesses
- Support for borrowers with bad credit
- Support for variable income borrowers
- Support for low documentation borrowers
Eligibility and limits
- Amount $5,000 to $50,000
- Loan terms from 2 to 5 years
Compare it with others
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Published by Liberty Financial under the Consumer Data Right, last changed by them on 9 June 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.