3 MONTHS Term Deposit with interest paid monthly
Take advantage of great fixed returns on term deposits from $5000 on 3 to 24 months terms. Youth deposits from $1000 (under 20 years).
Term depositsBank updated 22 Apr 2026
At a glance
- Best rate
- 3.00% for 3m
- Min deposit
- $5,000
How it compares
This term deposit in ink, against the best that every other institution publishes for anyone to apply for. Each figure is counted the same way for all of them.
| Rate | This term deposit | Best anywhere | Typical institution | Where it sits |
|---|---|---|---|---|
| 3-month term depositBest rate for 3 months | 3.00% | 5.30%Heartland Bank's Broker Term Deposit | 4.60%of 55 institutions | 53rd highest of 55, level with one other |
Rates
Every rate Northern Inland Credit Union Ltd. publishes for this term deposit, 5 in all.
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedFor amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | - | 3 mo | $10,000–$25,000 | 3.00% | - | paid every 1 mo |
| FixedFor amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | - | 3 mo | $25,000–$50,000 | 3.00% | - | paid every 1 mo |
| FixedFor amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | - | 3 mo | $5,000–$10,000 | 3.00% | - | paid every 1 mo |
| FixedFor amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | - | 3 mo | $50,000–$99,999 | 3.00% | - | paid every 1 mo |
| FixedFor amounts greater than $249,999.99 please contact any Northern Inland Credit Union branch for the latest interest rates | - | 3 mo | $99,999–$250,000 | 3.00% | - | paid every 1 mo |
Features
- Deposits to this account are covered under the Australian Financial Claims Scheme up to $250,000 in total balances for each account holder at Northern Inland Credit Union
- If you withdraw funds prior to maturity, interest is recalculated at the On Call Savings Account rate, except on hardship grounds at our discretion
Eligibility and limits
- Residency: AU
- Minimum balance $5,000
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Published by Northern Inland Credit Union Limited under the Consumer Data Right, last changed by them on 22 Apr 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.