My State PM Production
Online Term Deposit
If you have money to invest, and you want reliable investment returns, a term deposit from MyState Bank may be just what you need.
Term depositsBank updated 15 Sept 2026
At a glance
- Best rate
- 5.25% for 12m
- 12 months
- 5.25%
- Min deposit
- $5,000
§ 01 — Rates · 13
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| FixedMinimum balance $5,000 | — | 1 mo | — | 0.50% | — | paid every 1 mo |
| FixedMinimum balance $5,000 | — | 10 mo | — | 3.75% | — | paid every 10 mo |
| FixedMinimum balance $5,000 | — | 11 mo | — | 4.60% | — | paid every 11 mo |
| FixedMinimum balance $5,000 | — | 1 yr | — | 5.25% | — | paid every 1 yr |
| FixedMinimum balance $5,000 | — | 2 mo | — | 0.50% | — | paid every 2 mo |
| FixedMinimum balance $5,000 | — | 2 yrs | — | 5.15% | — | paid every 2 yrs |
| FixedMinimum balance $5,000 | — | 3 mo | — | 4.95% | — | paid every 3 mo |
| FixedMinimum balance $5,000 | — | 4 mo | — | 3.85% | — | paid every 4 mo |
| FixedMinimum balance $5,000 | — | 5 mo | — | 4.00% | — | paid every 5 mo |
| FixedMinimum balance $5,000 | — | 6 mo | — | 5.00% | — | paid every 6 mo |
| FixedMinimum balance $5,000 | — | 7 mo | — | 3.85% | — | paid every 7 mo |
| FixedMinimum balance $5,000 | — | 8 mo | — | 3.80% | — | paid every 8 mo |
| FixedMinimum balance $5,000 | — | 9 mo | — | 5.10% | — | paid every 9 mo |
§ 02 — Fees · 1
| Fee | Type | Amount | When | Notes |
|---|---|---|---|---|
| Early Withdrawal | Event | 100.00% of interest accrued | — | — |
§ 03 — Features
None published.
§ 04 — Eligibility & limits
- · Available to individuals
- · Minimum balance $5,000
§ 06 — Run the numbers
Put this product through a calculator
Published by MyState Bank under the Consumer Data Right, last changed by them on 15 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.