Macquarie
Macquarie Digital Term Deposit
Lock in a fixed interest rate for a set term.
Term depositsBank updated 15 Sept 2026
At a glance
- Best rate
- 5.35% for 12m
- 12 months
- 5.35%
- Min deposit
- $25,000
§ 01 — Rates · 8
| Type | Applies to | Term | Band | Rate | Comparison | Conditions |
|---|---|---|---|---|---|---|
| Fixed | — | 1 yr | — | 5.25% | — | paid at maturity; paid every 1 yr; For balances of over 1 million dollars |
| Fixed | — | 1 yr | — | 5.35% | — | paid at maturity; paid every 1 yr; For balances of 1 million dollars and under |
| Fixed | — | 3 mo | — | 4.80% | — | paid at maturity; paid every 3 mo; For balances of over 1 million dollars |
| Fixed | — | 3 mo | — | 5.05% | — | paid at maturity; paid every 3 mo; For balances of 1 million dollars and under |
| Fixed | — | 6 mo | — | 5.05% | — | paid at maturity; paid every 6 mo; For balances of over 1 million dollars |
| Fixed | — | 6 mo | — | 5.20% | — | paid at maturity; paid every 6 mo; For balances of 1 million dollars and under |
| Fixed | — | 9 mo | — | 5.15% | — | paid at maturity; paid every 9 mo; For balances of over 1 million dollars |
| Fixed | — | 9 mo | — | 5.25% | — | paid at maturity; paid every 9 mo; For balances of 1 million dollars and under |
§ 03 — Features
Digital banking
- · Lock in a fixed interest rate for a set term.
- · View your term deposit details in app at anytime.
§ 04 — Eligibility & limits
- · Minimum age 18
- · Residency: Application must be submitted in Australia. You must be a permanent resident of Australia.
- · Minimum balance $25,000
- · Must have an Australian mobile number.
- · Must have an email address.
- · Only available for individual or joint accounts.
- · Must have a Macquarie Transaction or Savings Account.
§ 05 — Compare
§ 06 — Run the numbers
Put this product through a calculator
Published by Macquarie Bank Limited under the Consumer Data Right, last changed by them on 15 Sept 2026. Figures are shown as the institution publishes them and can change without notice; confirm on their site before applying. The Finance Algorithm earns nothing from any product listed here.